Investors who maintain self-directed 401(k) accounts or individual retirement accounts are increasing their investments in exchange traded funds.
The Investment Company Institute and the Securities Industry and Financial Markets Association are launching a new research project to improve understanding of investors' use of individual retirement accounts.
Massachusetts Secretary of the Commonwealth William F. Galvin today called on Congress to temporarily suspend the 10% penalty tax on early withdrawals from 401(k)s.
Debit card loan programs recently have been the focus of criticism in Washington.
If employees knew how much cashing out their plan when getting laid off or changing jobs could affect their future, maybe they would leave the plans untouched.
Efficient Market Advisors LLC of Del Mar, Calif., announced today the launch of the first 403(b) retirement program offering professionally managed portfolios of exchange traded funds.
Participants in 403(b) plans tend to be more conservative and set aside less money than those in 401(k) plans, according to a new study.
Our consumer-driven society has long since sped through the intersection where discretionary spending meets available income.
How does terminating your 401(k) plan affect your retirement?
Consider the inertia of today's 401(k) plan participants the vindication of behavioral economics.
Worries about bank failures and the stability of other financial institutions are all over the news lately.
Despite reports this year that more people were borrowing from their 401(k) plans to cover daily expenses, the latest data from several plan providers show that the number of loans have fallen in some cases.
Two proposed rules are designed to enhance access to financial advisers by DC participants and IRA holders.
The amount of money that employees paid in to their defined contribution plans in the first half of 2008 increased.
Many are cutting back on medical care to cope with rising costs and a worsening economy, according to NAIC.
Employers are getting more proactive about offering incentives to make it easier for employees to use a 401(k) plan, according to a study from Deloitte Consulting LLP.
Following Invesco AIM were American Funds Group, Fidelity Investments and OppenheimerFunds Inc.
A Department of Labor proposal released last week seeking to provide the country's 65 million 401(k) participants with additional information about fund charges is stirring debate among different advocacy groups as to whether more data would be helpful or damaging.
As proposed, a participant’s investments would be displayed on a chart showing total fees and expenses.
Legislation would set limits on the number of loans that can be taken from 401(k) plans and ban 401(k) debit cards.
