Retirement

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REGULATION AND LEGISLATION OCT 23, 2017
Trump rejects idea of new caps on 401(k) savings in tax plan

GOP reportedly had been considering reducing the cap on the annual amount workers can set aside for 401(k)s.

RETIREMENT PLANNING OCT 23, 2017
How to take the Medi-scare out of retiree healthcare costs

Annual open enrollment season offers chance to defang drug expenses.

RETIREMENT PLANNING OCT 23, 2017
TIAA may be pushing unsuitable products, whistleblowers say

New York Times reports reps may have incentive to push higher-fee managed accounts.

RETIREMENT PLANNING OCT 23, 2017
Xerox wins lawsuit alleging 'kickback' scheme with Financial Engines

Fidelity and Voya prevailed in similar pay-to-play cases this year against 401(k) record keepers.

RETIREMENT PLANNING OCT 23, 2017
The next frontier of advice

Financial advisors have an opportunity to redefine their value and their role in clients' lives through deeper conversations that lead to meaningful connections and increased client confidence. This guide can help advisors gain a better understanding of the powerful relationships and interests that influence an individual's decision-making and life goals.

TAX OCT 21, 2017
Rushed tax reform would cause more harm than a delay

Perhaps if the time allotted is expanded, cooler heads will prevail.

RETIREMENT PLANNING OCT 19, 2017
IRS raises 2018 contribution limit for qualified plans to $18,500

The phase-out ranges for IRA and Roth IRA contributions were also raised.

Pre-retirement earnings can limit Social Security survivor benefits
RETIREMENT PLANNING OCT 19, 2017
Pre-retirement earnings can limit Social Security survivor benefits

Life insurance can fill the gap when a survivor's earnings jeopardize benefits.

Good luck picking the "best" insurance product
OPINION OCT 19, 2017
Good luck picking the "best" insurance product

Hint: There's no silver bullet for evaluating the best insurance products.

RETIREMENT PLANNING OCT 19, 2017
Shift to Roth 401(k)s 'highly likely' part of tax reform: former Treasury official Mark Iwry

Mandated contributions to Roth accounts would likely only be partial, as opposed to having a full repeal of pre-tax accounts.

RETIREMENT PLANNING OCT 18, 2017
GAO report says American retirement system not providing adequate security

Agency recommends Congress establish a retirement security commission.

RETIREMENT PLANNING OCT 17, 2017
IMCA rebrands to attract broader audience

The Investment Management Consultants Association has become the Investments & Wealth Institute, and will begin offering a retirement income designation.

RETIREMENT PLANNING OCT 17, 2017
Morgan Stanley sees slower fee-based asset flows on fiduciary rule delay

Flows to advisory accounts, while still higher than the start of 2016, dropped off more than 20% from Q2 and were the lowest in a year.

LIFE INSURANCE AND ANNUITIES OCT 16, 2017
Fill the Gaps of Special Needs Financial Planning

RETIREMENT PLANNING OCT 16, 2017
Building blocks of special needs financial planning

RETIREMENT PLANNING OCT 16, 2017
Retirement Planning is Possible While Caring for a Child with Autism

LIFE INSURANCE AND ANNUITIES OCT 13, 2017
IRS alerts tax pros to insurance form scam

Government says cybercriminals have found ways to access life insurance and annuity accounts.

RETIREMENT PLANNING OCT 13, 2017
Retirement planning challenges under tax reform

Losing big deductions, even in lieu of a larger standard deduction, may cause taxes to rise in retirement.

RETIREMENT PLANNING OCT 13, 2017
Lawsuit filed against first state auto-IRA program

The ERISA Industry Committee is seeking an injunction against the program's new reporting requirements.

RETIREMENT PLANNING OCT 13, 2017
Social Security benefits to increase by 2% in 2018

Largest cost-of-living adjustment since 2012 may be offset for some by higher Medicare premiums.