How financial advisers can help clients face the threat of outliving retirement savings
The Department of Housing and Urban Development raises premiums, tightens borrowing limits for new loans to seniors.
Risk modeler estimates up to $90 billion in losses
Declining fees and record keepers pose strong headwinds, while plan design and participant engagement could be boons for business.
If the best-interest contract remains in some form, action could switch to state courts; Finra still allows class actions.
High rates of employee turnover and inefficient administration by an employer should give advisers pause before implementing the plan-design feature.
Plaintiff says automated investment advice program is a 'predatory racketeering enterprise'
With demand limited, most advisers outsource it to lawyers and accountants, but some see value in adding it to their menu of services.
Survey finds top concerns are reducing plan expenses and managing fiduciary responsibilities.
The tax agency provided similar relief to victims of Sandy in 2012.
Urges Congress not to miss "once-in-a-generation opportunity."
The Trump administration is signaling its intent to remove the fiduciary rule's provision regarding class-action litigation. Here's what broker-dealers and RIAs need to know.
In 2010, when the estate tax was temporarily repealed, gross charitable bequests in IRS tax filings dropped 37 percent, and some fear it could happen again.
On average, their choices tended to return about 1.12 percentage points less than the ones they didn't recommend, according to a new study.
The wealthy have probably always been older than the general population.
The higher the credit score, the likelier you are to form a romantic relationship.
A dramatic shift in the market share of IRA-sold versus non-qualified variable annuities is starting to play out.
A newly retired couple would need $275,000 for medical care throughout retirement, according to Fidelity.
Accelerating tax deductions and deferring income recognition are two primary ways to benefit from the political climate.
One explanation is that they're staying much healthier than other Americans.
