Don't be surprised if clients seek your advice on complex health care decisions as they approach retirement.
Much has changed in the past two decades when it comes to long-term-care options and how to fund them. Baby boomers and subsequent generations will need to plan for long-term care in a different way than their parents in light of factors such as longer life spans, the uncertain future of entitlement benefits and rapidly rising medical costs.
Advisers must convince clients they need assets besides cash and fixed income to sustain retirement
Roth IRA conversions should be discussed with most investors this year as part of their overall retirement planning strategy.
