Darla Mercado

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NEWS RIAS NOV 21, 2011
Moody's: Ameriprise, Lincoln have strong VA hedging programs

Ameriprise Financial Inc. and Lincoln National Corp. have strong VA hedging programs, Moody's Investors Service said in a report on the most frequently asked questions about variable annuities

John Hancock latest to yank annuity offerings, pare distribution
RETIREMENT LIFE INSURANCE AND ANNUITIES NOV 16, 2011
John Hancock latest to yank annuity offerings, pare distribution

B-Ds get notice of pullback as job cuts in annuity unit are reported

RETIREMENT TAX NOV 16, 2011
Like comedy, secret to Social Security is timing

As baby boomers retire in droves, financial advisers need to do a little studying up on Social Security before they start integrating the payouts into clients' financial planning

The secret to selling more VAs? Make the process faster and easier
RETIREMENT LIFE INSURANCE AND ANNUITIES NOV 16, 2011
The secret to selling more VAs? Make the process faster and easier

The secret to increasing sales of variable annuities at broker-dealers and wirehouses has everything to do with insurers' speeding up the sales process and making information easier for brokers to find.

IRS gives B-Ds a chance to come clean on classifying employees
NEWS BROKER DEALERS NOV 15, 2011
IRS gives B-Ds a chance to come clean on classifying employees

The IRS is giving broker-dealers a chance to come clean on classifying independent contractors, but firms that fess up will take on the increased cost of following the letter of the law.

RETIREMENT LIFE INSURANCE AND ANNUITIES NOV 13, 2011
Primerica plans to teach its team about annuities

As Primerica Inc. prepares to add a fixed indexed annuity to its platform for the first time, the company faces the tall task of prepping its 82,000 representatives on the complicated savings product

RETIREMENT LIFE INSURANCE AND ANNUITIES NOV 08, 2011
Insurance regulators seek stronger annuity disclosure

A group of state insurance regulators voted last week to adopt amendments to an annuity disclosure model that would give customers a detailed breakdown of product features

RETIREMENT RETIREMENT PLANNING NOV 08, 2011
Retirement experts clash over tax breaks for 401(k) plans

Some want to boost the deferral limit – others want to do away with it

NEWS BROKER DEALERS NOV 06, 2011
UL reserve requirements catch eye of regulators

State regulators have signaled a push for recalculating reserve requirements on a certain type of universal-life insurance, a change that could lead to higher costs for policyholders, as well as fewer insurers' selling the product

NEWS RIAS NOV 04, 2011
Putnam stocks up on retail-mutual-fund wholesalers

Has hired six new external wholesalers, bringing its roster to 54, and it expects to have 60 by the end of the year.