Darla Mercado

Darla Mercado writes about retirement issues and products, including taxes, annuities and 401(k) plans. She welcomes feedback and tips from readers on interesting topics. Outside of the newsroom, Darla spends her time inline skating, biking, running and swimming. She Tweets at: @Darla_Mercado

Darla Mercado
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NEWS INDUSTRY NEWS SEP 24, 2013
Don't get bitten by the capital gains tax

What you need to know before you're socked with taxes on distributions from your mutual funds

INVESTING MUTUAL FUNDS SEP 24, 2013
Class grows bigger in Fidelity profit sharing plan lawsuit

The group of employees who have charged Fidelity with forcing them into costly proprietary funds in their profit-sharing plan just got a little bigger. That's a big deal.

RETIREMENT RETIREMENT PLANNING SEP 23, 2013
Texas man gets 40 years for phony annuities scheme

Took nearly $500K from elderly women

RETIREMENT LIFE INSURANCE AND ANNUITIES SEP 19, 2013
Should advisers rethink life insurance in same-sex estate plans?

Life insurance was a primary source of estate planning and wealth enhancement for gay couples, but new rulings could force advisers to reevaluate

RETIREMENT RETIREMENT PLANNING SEP 19, 2013
Drastic changes to tax and estate planning for same-sex couples

Advisers should revisit estate-planning techniques now that the Treasury Department and the IRS recognize same-sex marriages for federal tax purposes. How will this impact your clients?

RETIREMENT RETIREMENT PLANNING SEP 17, 2013
N.Y. insurance chief knocks life insurers for cutting capital reserves

Lawsky says companies operating in the state can't use modified model to calculate cushion.

RETIREMENT RETIREMENT PLANNING SEP 16, 2013
Prepare now for looming investment income tax

There's still time to strategize to minimize impact; trusts likely to feel the brunt

INVESTING MUTUAL FUNDS SEP 15, 2013
Plaintiffs join lawsuit against Fidelity on profit-sharing plan

Conflicts of interest 'pretty obvious,' lawyer says but firm says suit lacks merit.

RETIREMENT RETIREMENT PLANNING SEP 12, 2013
SEC charges trader with Ponzi scheme using retirement investments

Clients in self-directed IRAs turned over control; 20% returns pitched.

YOUR PRACTICE PRACTICE MANAGEMENT SEP 12, 2013
Retirement no buzz word for young, middle-aged investors

Opportunity for mass market financial planning shops that charge a fee.