Darla Mercado

Darla Mercado writes about retirement issues and products, including taxes, annuities and 401(k) plans. She welcomes feedback and tips from readers on interesting topics. Outside of the newsroom, Darla spends her time inline skating, biking, running and swimming. She Tweets at: @Darla_Mercado

Darla Mercado
Displaying 883 results
FSI unloads on Borzi
NEWS REGULATION AND LEGISLATION JUL 19, 2012
FSI unloads on Borzi

The FSI has fired off a letter to Congress blasting the letter the DOL's Phyllis Borzi sent to Congress blasting Institute

Freeing some seniors from required IRA distributions is worth the cost: J. Mark Iwry
RETIREMENT RETIREMENT PLANNING JUL 19, 2012
Freeing some seniors from required IRA distributions is worth the cost: J. Mark Iwry

Worth the cost? Proposal would exempt from required IRA distributions seniors with less than $75,000 in retirement assets

3% deferral rate for 401(k)s not nearly enough: Mary Beth Franklin
RETIREMENT RETIREMENT PLANNING JUL 19, 2012
3% deferral rate for 401(k)s not nearly enough: Mary Beth Franklin

Says employers need to at least triple standard salary set-aside for workers

Bought for $881, this LTCI policy's paid out $1.7M
RETIREMENT RETIREMENT PLANNING JUL 19, 2012
Bought for $881, this LTCI policy's paid out $1.7M

Buyer began receiving benefits at 46 — and has been filing claims for 15 years; 'not the lottery'

Long-term-care insurance suddenly short on sellers
RETIREMENT RETIREMENT PLANNING JUL 19, 2012
Long-term-care insurance suddenly short on sellers

Pru the latest marquee carrier to exit from the individual LTCI business; last day for sales is March 30

RETIREMENT RETIREMENT PLANNING JUL 16, 2012
SEC official warns insurers about VA benefit exchanges

Variable annuities aren't the great deal they used to be, what with insurers pulling back on generous benefits and offering to exchange onerous payouts for a bump up in account values. But now, an SEC official has fired off a warning shot about such practices

Finra: brokers must update client info even if they keep their VA
RETIREMENT RETIREMENT PLANNING JUL 16, 2012
Finra: brokers must update client info even if they keep their VA

Will require that brokers perform reasonable due diligence to understand the nature of the recommended strategy or securities product and whether it's suitable

RETIREMENT RETIREMENT PLANNING JUL 15, 2012
FSI takes DOL's Borzi to the mat

NEWS REGULATION AND LEGISLATION JUL 15, 2012
Wall Street banks' next fight may be with their own employees

NEWS REGULATION AND LEGISLATION JUL 15, 2012
Suitability rule seen unsuitable for 'hold' orders