Data suggest that the adoption of the SEC’s vague Regulation Best Interest and the abandonment of a strengthened DOL standard for retirement accounts have already cost savers billions of dollars in lost returns.
To cut costs and ensure that workers retain every penny they've saved for retirement, policy makers should simply eliminate 401(k) intermediaries
Promoters of insurance products can say pretty much anything in their marketing materials
Congress is considering tweaking the popular retirement plan to encourage annuities
Backtested formulas often don't work in the real world and should be well regulated
Evidence suggests the death of the DOL rule is not empowering U.S. savers as suggested
