Mary Beth Franklin

Mary Beth Franklin is a Contributing Editor at Investment News specializing in Social Security, Medicare and Retirement income. She has been a financial journalist for more than 40 years, covering everything from federal budget and tax policies as a Capitol Hill reporter for United Press International to consumer finances as a writer and editor at Kiplinger’s Personal Finance magazine. Mary Beth became a Certified Financial Planner in 2015 and is an in-demand speaker at conferences for financial professionals as well as a frequent guest on numerous radio and television programs. She is the author of “Maximizing Your Social Security Retirement Benefits” and host of the Retirement Repair Shop podcast. In her free time, Mary Beth likes to read, garden, ski and play the piano. She received a BA in Communications from American University in 1975 where she continues to mentor journalism students.

Mary Beth Franklin
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Confusion over Social Security taxes and earning limits
RETIREMENT RETIREMENT PLANNING AUG 04, 2022
Confusion over Social Security taxes and earning limits

Social Security's earnings restrictions disappear once individuals reach their full retirement age, but FICA taxes on income do not.

Long-term care premium hike: Round three
RETIREMENT RETIREMENT PLANNING JUL 27, 2022
Long-term care premium hike: Round three

As insurers push prices on LTC policies higher, individuals must weigh their policy options to maintain protection at an affordable price.

Two essential retirement guides for women
RETIREMENT RETIREMENT PLANNING JUL 19, 2022
Two essential retirement guides for women

Financial planning pioneers share their experiences and wisdom on the challenges of retirement.

Social Security COLA could top 10% in 2023
RETIREMENT RETIREMENT PLANNING JUL 13, 2022
Social Security COLA could top 10% in 2023

Current inflationary trends point to the biggest benefit increase in 41 years, with June CPI showing a 9.1% jump over the last 12 months.

Social Security tax tips for the self-employed
RETIREMENT RETIREMENT PLANNING JUL 11, 2022
Social Security tax tips for the self-employed

Advisers often ask whether there's a way to minimize payroll taxes for small-business owners while maximizing future Social Security benefits.

Social Security program needs reform now
RETIREMENT RETIREMENT PLANNING JUN 30, 2022
Social Security program needs reform now

Congress continues to ignore the fact that Social Security's trust fund is expected to run out of money in 2035, which would result in a 20% cut in benefits.

What millennials should expect from Social Security
RETIREMENT RETIREMENT PLANNING JUN 22, 2022
What millennials should expect from Social Security

A projected 20% benefit cut in 2035 could significantly reduce lifetime income for younger workers, according to a new paper from HealthView Services.

Beware of incorrect advice about claiming Social Security benefits
RETIREMENT RETIREMENT PLANNING JUN 16, 2022
Beware of incorrect advice about claiming Social Security benefits

Filing for benefits online can help individuals avoid faulty guidance from well-meaning Social Security Administration reps.

401(k) plans are failing middle-class Americans
RETIREMENT RETIREMENT PLANNING JUN 09, 2022
401(k) plans are failing middle-class Americans

A new study finds that tax incentives for saving for retirement primarily benefit high-income households.

Social Security report projects trust fund exhaustion in 2035
RETIREMENT RETIREMENT PLANNING JUN 02, 2022
Social Security report projects trust fund exhaustion in 2035

The latest annual report from the Social Security and Medicare Trustees moves the program's insolvency date back by one year.