New government report distorts facts and costs of home equity loans for seniors.
The Department of Housing and Urban Development raises premiums, tightens borrowing limits for new loans to seniors.
New report says staff errors resulted in lower payments to widows and widowers.
Nuances of the 10-years-of-marriage rule and protections from vengeful spouses.
Several strategies can cover the gap to help clients claim a bigger benefit later
Incorporating health-care costs into retirement plans can boost an adviser's value.
New "deeming" rules can trip up claiming strategies.
New "deeming" rules can trip up claiming strategies.
Only 18% of retirement age women can pass a basic quiz about how to make a nest egg last in retirement.
Many female clients want advisers to educate them about investing and longevity risks.
