Who gets which benefits when? It depends.
Earnings test complicates choice between retirement and survivor benefits.
Your clients could be under saving for their real retirement income needs.
Although baby boomers who are in or near retirement may stick to more traditional timetables, younger individuals may chafe at the idea of retiring at 65 to play golf.
Longer lifespans create multiple goals beyond retirement.
Who gets which benefits when? It depends.
Unprecedented free time in retirement will be a boon for the leisure industry.
Non-traditional drawdown strategies improve tax efficiency that can extend portfolio life.
Training programs available for various levels of experience and interest.
Watch out: The range of advice issued by local offices and hotline operators has been very inconsistent.
