A deteriorating economy and the prospect of a prolonged bear stock market spell further profit pressure for insurers.
Some investors already reeling from the broad stock market slide are about to discover more bad news in this year's crop of mutual fund annual reports: higher management fees and expense ratios.
The door may be closing on the opportunity to buy term life insurance at low rates, just as last month's terrorist attacks at the World Trade Center and the Pentagon may prompt many consumers to reassess their financial and insurance plans.
Forget about Snoopy dozing on the doghouse roof while the financial world goes by; think junkyard dog instead.