Helping your clients think through the timing of Medicare coverage can be very beneficial, especially considering the significant impact health care costs have on retirement income
If there's no Social Security cost-of-living adjustment, advisers will need to plan for significantly higher health costs for some clients.
Tweaks to HSA investment vehicles and what the accounts are used for can pay dividends to clients.
Decisions on Medicare enrollment carry a meaningful financial impact, are closely tied to Social Security choices
Figuring out how to utilize the full potential of these health care plan features should be part of comprehensive retirement income planning.