Ed Slott

Ed Slott, a certified public accountant, is a financial expert specializing in retirement planning, IRAs and tax issues. He created the IRA Leadership Program and Ed Slott's Elite IRA Advisor Group. Twitter: @theslottreport

Ed Slott
Displaying 171 results
IRA trusts could become an estate planning disaster
RETIREMENT RETIREMENT PLANNING JUN 11, 2019
IRA trusts could become an estate planning disaster

If Congress eliminates the stretch IRA, advisers will have to rethink IRA trust planning.

What happens during the 60 days stays in the 60 days
RETIREMENT RETIREMENT PLANNING MAY 08, 2019
What happens during the 60 days stays in the 60 days

IRA funds withdrawn and timely rolled back into the IRA are protected in bankruptcy — no matter what the funds were used for while outside the account.

5 things clients learned about Roth conversions this tax season
RETIREMENT RETIREMENT PLANNING APR 09, 2019
5 things clients learned about Roth conversions this tax season

Advisers can use this information to begin planning for 2019

100% required minimum distributions
RETIREMENT RETIREMENT PLANNING MAR 06, 2019
100% required minimum distributions

In some cases, the RMD is the entire IRA balance — or more!

Were any required minimum distributions missed last year?
RETIREMENT RETIREMENT PLANNING FEB 05, 2019
Were any required minimum distributions missed last year?

Who is responsible, and what to do now that it's happened.

A younger spouse can lower required minimum distributions
RETIREMENT RETIREMENT PLANNING DEC 10, 2018
A younger spouse can lower required minimum distributions

If the IRA owner's spouse is more than 10 years their junior, the holder can use a different IRS table to calculate RMDs.

Last-Minute Retirement Moves: 2018 Strategies
RETIREMENT RETIREMENT PLANNING NOV 15, 2018
Last-Minute Retirement Moves: 2018 Strategies

Complete rollovers, take care of qualified charitable distributions and be sure all funds related to a lump-sum distribution have been withdrawn.

Seizing Opportunities: Last-Chance Retirement Moves in 2018
RETIREMENT RETIREMENT PLANNING NOV 12, 2018
Seizing Opportunities: Last-Chance Retirement Moves in 2018

Complete rollovers, take care of qualified charitable distributions and be sure that all funds related to a lump-sum distribution have been withdrawn.

Using an IRA to fund an HSA
RETIREMENT RETIREMENT PLANNING OCT 09, 2018
Using an IRA to fund an HSA

A qualified HSA funding distribution gives clients a one-time chance for a tax-free distribution of funds from an individual retirement account.

Last chance to undo a Roth conversion
RETIREMENT RETIREMENT PLANNING SEP 07, 2018
Last chance to undo a Roth conversion

Countdown to the Oct. 15 deadline for recharacterizing 2017 Roth conversions.