Spoiler spoiler: Financial advisers must ensure that clients' IRA accounts will be shielded from bankruptcy court dunners.
Custodian's error almost ruined client's retirement and still cost her $10,000 in IRS fees.
Net unrealized appreciation on lump sums used to be a slam-dunk. Not anymore.
With tax issue settled, it's time for financial advisers to help clients re-evaluate their plans
