Jackson National Life Insurance has introduced two registered index-linked annuities in commission-based and fee-based versions.
The Jackson Market Link Pro products offer five index choices, the company said in a release: the S&P 500, Russell 2000, MSCI EAFE, MSCI KLD 400 Social and MSCI Emerging Markets indexes. It said that investments may be allocated in any combination.
The company said that contract holders will be able to select one, or a combination, of two crediting methods: Cap crediting, which provides the opportunity to receive a positive index adjustment up to a stated cap rate if the index return is positive at the end of the index account option term, or a performance trigger crediting method providing the opportunity to receive a positive index adjustment equal to a stated performance trigger rate if the index return is flat or positive at the end of the index account option term.
One-year or six-year terms are available.
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