If your clients think Medicare will cover most, if not all, of their health care costs in retirement, they are sorely mistaken.
Zurich restricts contributions to popular variable annuity contract. Maximum total purchase payments reduced from previous limit of $1 million to just $10,000.
Advisers need to get ahead of the 'other' retirement crisis and plan for likely expenses.
Structured products, non-traded REITs and private placements just a few of the products under scrutiny.
The Treasury Department announces a rule that will allow retirement plan participants access to deferred-income annuities, also known as longevity insurance.
Helps fee-only planners meet CFP Board definition prohibiting such affiliation with firms that charge commissions
Deferred-income annuities can alleviate retirees' fears of running out of money late in life, but they are not for everyone.
Analysts optimistic as long as insurers watch the credit quality of investments and rates rise gradually.
As employers move to lower-cost retirement options, some plans charge as much as 8% to switch.
Advisers and investors need to be fully aware of contract terms to explain nuances, answer client questions.
Survey shows many retirees wish they had waited to begin taking benefits.
In today's <i>Breakfast with Benjamin</i>, Finra and the SEC's mixed messaging over how much badly-behaved brokers need to disclose stirs up new discussion, plus more on Millennials, Obamacare and the Ukrainian conflict.
With different rates in different states, these under-the-radar taxes require close scrutiny of annuities contracts to avoid hidden surprises.
New annuities offer uncapped exposure to equities plus downside protection. "It's been a game changer," one exec says.
With low interest rates providing few fixed-income investment options, broker-dealers see these as a good choice for clients, with more growth potential than CDs.
The new addition is aimed at bolstering the firm's resources to help advisers with retirement income strategies/
Money manager turns focus to retirement income, distribution vs. accumulation.
Viewing workers' retirement savings in the context of their full financial picture may be the next frontier for retirement plan services.
Regulatory filings reveal new living benefits, investment-focused annuities or exchange offers for existing clients.
Decisions to moderate sales volume in recent years has caused changes for the bigger players
