Retirement Planning

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RETIREMENT RETIREMENT PLANNING MAR 14, 2018
401(k) plans are trifecta of confusion

Sponsors, providers and participants view plans differently, Cerulli research finds.

RETIREMENT RETIREMENT PLANNING MAR 14, 2018
Fiduciary rule shifts power to broker-dealer compliance departments

As firms try to limit their liability under the DOL rule, new problems have arisen.

RETIREMENT RETIREMENT PLANNING MAR 14, 2018
Public employee retirement systems could face shortfalls as retirees outnumber workers

Governments will need to make up a funding gap caused by investment losses, inadequate contributions.

RETIREMENT OPINION MAR 13, 2018
State auto-IRA programs poised to catch advisers' attention

OregonSaves has more than 19,000 people participating, while eight other states have passed measures setting up state-sponsored retirement plans.

RETIREMENT RETIREMENT PLANNING MAR 12, 2018
More 401(k) plans move away from revenue-sharing model

Plan sponsors are deciding that a per-head fee is fairer than revenue-sharing practices in which fees are based on assets

RETIREMENT RETIREMENT PLANNING MAR 12, 2018
Social Security budget cuts lead to declining customer service

Telephone, in-person wait times soar as the demand for retirement benefits rises.

How to get the pass-through deduction by reducing taxable income
RETIREMENT RETIREMENT PLANNING MAR 08, 2018
How to get the pass-through deduction by reducing taxable income

Business owners are only eligible for a pass-through deduction if their income is below a certain threshold. However, there are ways to qualify by reducing their taxable income

RETIREMENT RETIREMENT PLANNING MAR 08, 2018
Latest Wells Fargo flap underscores need for fiduciary standard

The bank's board is looking into inappropriate 401(k) rollovers, one of the problems the DOL rule aims to prevent

RETIREMENT RETIREMENT PLANNING MAR 08, 2018
Senate bill aims to boost 401(k) annuities, small-employer retirement plans

The bill is nearly identical to one that unanimously passed the Senate Finance Committee in 2016.

RETIREMENT RETIREMENT PLANNING MAR 07, 2018
Social Security and divorce: Mary Beth Franklin answers your questions

New claiming rules limit claiming options based on timing, birth date.

RETIREMENT RETIREMENT PLANNING MAR 06, 2018
How to design a 401(k) plan that's lawsuit-proof

High fees are a red flag, but prudence is the ultimate key to defeating a claim, according to advisers and attorneys.

RETIREMENT RETIREMENT PLANNING MAR 06, 2018
Vanguard extends TDF dominance with 'unbelievable' growth

Its target-date assets have grown by $270 billion since 2015

RETIREMENT RETIREMENT PLANNING MAR 05, 2018
Chipping away at entitlement reform

Chained CPI, increased means testing for Medicare and a proposed new payroll tax point to future action.

RETIREMENT RETIREMENT PLANNING MAR 03, 2018
Social Security: Advisers must stay current on regulations

A new report indicates that thousands of widows and widowers have been shortchanged by the SSA.

Future retirees more vulnerable to income shocks
RETIREMENT RETIREMENT PLANNING MAR 02, 2018
Future retirees more vulnerable to income shocks

Increased use of annuities and reverse mortgages could improve outcomes.

RETIREMENT RETIREMENT PLANNING MAR 02, 2018
Warren, Daines bill would help establish a database for orphaned 401(k) accounts

National database would allow workers to check for forgotten 401(k) money after a job change.

RETIREMENT RETIREMENT PLANNING MAR 02, 2018
Pension risk transfers swelled nearly 70% in 2017

Employers have increasingly offloaded their pension liabilities to insurance companies as pensions have become costly to keep on the books.

RETIREMENT RETIREMENT PLANNING MAR 01, 2018
Defined-contribution plans showing returns closer to those of pensions

White paper says gap is closing between DC and DB plans.

RETIREMENT RETIREMENT PLANNING MAR 01, 2018
Georgetown sued for allegedly violating fiduciary duties in its 403(b) plans

Plan participants claim 'inefficient and costly' system.

RETIREMENT RETIREMENT PLANNING MAR 01, 2018
Massachusetts finds MetLife 'missing' pensioners, Galvin says

Two months after the insurer provided the names of those owed pension payments, the state has located the majority of them.