Retirement Planning

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RETIREMENT RETIREMENT PLANNING JUL 21, 2017
Social Security Underfunding Threatens Americans' Retirement

With Social Security running out of money, one of the pillars of retirement is in jeopardy.

RETIREMENT RETIREMENT PLANNING JUL 21, 2017
Employers Reducing Contributions to Retirement Benefits: Study

Employers cut their contributions to workers' retirements by 25% from 2001 to 2015, according to a new report from Willis Towers Watson.

RETIREMENT RETIREMENT PLANNING JUL 20, 2017
How to fix Social Security

Retirement expert Alicia Munnell talks about the options for mending the 82-year-old safety net.

RETIREMENT RETIREMENT PLANNING JUL 19, 2017
U.S. falls further in retirement security ranking among developed countries

Natixis survey finds America fell three places and now ranks 17th among 43 nations.

RETIREMENT RETIREMENT PLANNING JUL 19, 2017
Redoing the math on a 4% retirement withdrawal rate

Given the current interest-rate environment and other factors, advisers disagree about whether the number is too conservative or not conservative enough.

RETIREMENT RETIREMENT PLANNING JUL 19, 2017
Shifting DCIO distribution offers opportunity for 401(k) advisers

Some asset managers traditionally focused on selling through advisers are bypassing them to go directly to 401(k) plan sponsors.

RETIREMENT RETIREMENT PLANNING JUL 18, 2017
Tax incentives would boost small-business retirement plans: LPL study

Employers say even a small increase in current tax credit would encourage adoption.

RETIREMENT RETIREMENT PLANNING JUL 18, 2017
American dream sinking into abyss of uncertainty

Government report reveals grim outlook for Social Security compounded by trends in income inequality and health care.

RETIREMENT RETIREMENT PLANNING JUL 18, 2017
DOL fiduciary rule: Transfers of IRAs in the new fiduciary world

Little has been said about prudent recommendations to transfer an IRA from another firm to the adviser's firm.

RETIREMENT RETIREMENT PLANNING JUL 18, 2017
Managed accounts look attractive to 401(k) advisers, but how do you measure performance?

The customization that makes them a good investment option presents a benchmarking challenge.

RETIREMENT RETIREMENT PLANNING JUL 14, 2017
How Social Security treats the survivors of young workers

Eligibility rules are more lenient for the survivors of young workers because of their brief careers.

RETIREMENT RETIREMENT PLANNING JUL 13, 2017
Men vs. women: Who gets the most out of marriage?

Research finds a woman and a man can have significantly different views of the same marriage.

RETIREMENT RETIREMENT PLANNING JUL 13, 2017
Why Americans can't seem to retire

The share of older people in the workforce is higher than at any point since before the creation of Medicare.

RETIREMENT RETIREMENT PLANNING JUL 13, 2017
Appointing and monitoring a 401(k) investment manager under ERISA

A recent district court decision has implications for how retirement plan sponsors should monitor their adviser.

RETIREMENT RETIREMENT PLANNING JUL 13, 2017
Social Security reserves still expected to be depleted by 2034: annual report

Depletion of Disability (DI) trust fund pushed back five years due to a temporary increase of its share of the payroll tax.

RETIREMENT RETIREMENT PLANNING JUL 13, 2017
LPL to roll out new mutual fund platform as DOL fiduciary rule takes effect

Broker-dealer hasn't yet determined whether the platform will be mandatory when it launches next year, given the fluid regulatory environment.

RETIREMENT RETIREMENT PLANNING JUL 11, 2017
GOP to keep Obamacare taxes on wealthy in latest health-care bill: sources

Though the House version would repeal the 3.8 percent tax on net investment income and 0.9 percent Medicare surtax, the Senate is trying to win over moderate holdouts.

RETIREMENT RETIREMENT PLANNING JUL 11, 2017
American Airlines reaches $22 million settlement in 401(k) self-dealing lawsuit

The settlement, if approved, would be among the largest in cases alleging enrichment due to use of proprietary investments.

RETIREMENT RETIREMENT PLANNING JUL 10, 2017
Fund manager MFS sued for self-dealing in its 401(k) plans

The plaintiff claims the plans were "loaded" with proprietary mutual funds, and 98% of the investable assets were held in company-affiliated investments.

How Social Security treats the survivors of young workers
RETIREMENT RETIREMENT PLANNING JUL 10, 2017
How Social Security treats the survivors of young workers

Eligibility rules are more lenient for the survivors of young workers because of their brief careers.