Retirement Planning

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10 best markets to find an undervalued home
RETIREMENT RETIREMENT PLANNING AUG 23, 2016
10 best markets to find an undervalued home

If you're a real estate investor who wants to buy low and sell high, this is the list for you.

RETIREMENT RETIREMENT PLANNING AUG 19, 2016
Fiduciary concern clients' No. 1 reason for hiring 401(k) advisers: study

The Labor Department's conflict-of-interest rule is upping plan sponsors' concern for their fiduciary duty.

Social Security out of step with many modern families
RETIREMENT RETIREMENT PLANNING AUG 19, 2016
Social Security out of step with many modern families

Family benefits account for a much smaller percentage of Social Security outlays today than they did in the past.

RETIREMENT RETIREMENT PLANNING AUG 18, 2016
Chevron 401(k) suit dismissal seen as 'big loss' for plaintiffs' bar

ERISA attorneys say the judge's decision was a complete rebuke of classic arguments in excessive-fee suits, and could provide fodder for the defense in future trials.

District Court dismisses 401(k) fiduciary breach lawsuit against Chevron
RETIREMENT RETIREMENT PLANNING AUG 18, 2016
District Court dismisses 401(k) fiduciary breach lawsuit against Chevron

The plaintiffs argued that the company provided a money market fund instead of a stable value fund and paid excessive record-keeping fees to Vanguard Group, among other wrongdoings.

Morgan Stanley hit with $150 million 401(k) lawsuit for self-dealing and excessive fees
RETIREMENT RETIREMENT PLANNING AUG 18, 2016
Morgan Stanley hit with $150 million 401(k) lawsuit for self-dealing and excessive fees

The wirehouse now joins a growing list of other financial-services companies sued for similar reasons.

Columbia University targeted in $100 million lawsuit over excessive retirement plan fees
RETIREMENT RETIREMENT PLANNING AUG 18, 2016
Columbia University targeted in $100 million lawsuit over excessive retirement plan fees

The suit, not brought by Jerry Schlichter's law firm, could signal a 'race to the courthouse' in the university 403(b) market.

Side-by-side comparison of Clinton, Trump tax plans
RETIREMENT RETIREMENT PLANNING AUG 17, 2016
Side-by-side comparison of Clinton, Trump tax plans

Stark differences include one presidential candidate who seeks to raise income taxes on the wealthiest Americans while the other would cut them across the board.

Duke, Johns Hopkins, UPenn and Vanderbilt latest schools under fire for excessive 403(b) fees
RETIREMENT RETIREMENT PLANNING AUG 17, 2016
Duke, Johns Hopkins, UPenn and Vanderbilt latest schools under fire for excessive 403(b) fees

Attorneys, ever present in the 401(k) market, are beginning to target university 403(b) plans. These lawsuits follow close on the heels of ones against MIT, NYU and Yale.

Neuberger Berman sued for excessive 401(k) fees
RETIREMENT RETIREMENT PLANNING AUG 17, 2016
Neuberger Berman sued for excessive 401(k) fees

Another financial services company has been targeted for costly proprietary investments in its 401(k) plan, leading to allegations of self-dealing at the expense of employees.

Primerica expects to pay $4M-$5M per year to comply with DOL fiduciary rule
RETIREMENT RETIREMENT PLANNING AUG 16, 2016
Primerica expects to pay $4M-$5M per year to comply with DOL fiduciary rule

The insurer joins other financial services companies such as Ameriprise and Principal, who've detailed rising compliance costs associated with the regulation.

Careful planning can help public employees avoid Social Security reductions
RETIREMENT RETIREMENT PLANNING AUG 16, 2016
Careful planning can help public employees avoid Social Security reductions

One adviser helped his client avoid Social Security reductions by carefully mapping out when to take her benefits and pension.

Health savings account limits to increase for some in 2017
RETIREMENT RETIREMENT PLANNING AUG 16, 2016
Health savings account limits to increase for some in 2017

But policy buyers on Healthcare.gov may be out of luck.

Wealthy retirees too cautious to enjoy stock market high
RETIREMENT RETIREMENT PLANNING AUG 16, 2016
Wealthy retirees too cautious to enjoy stock market high

Older baby boomers have seen the S&P 500 return 269% since its March 2009 low.

Social Security and dying too soon
RETIREMENT RETIREMENT PLANNING AUG 15, 2016
Social Security and dying too soon

Beneficiaries may have to wait years to collect benefits; some never do.

Yale, MIT and NYU targeted in excessive-fee lawsuits concerning retirement plans
RETIREMENT RETIREMENT PLANNING AUG 15, 2016
Yale, MIT and NYU targeted in excessive-fee lawsuits concerning retirement plans

The suits against NYU and Yale are especially significant because they're the first regarding university 403(b) plans.

Morningstar launching 401(k) service for broker-dealers worried about DOL fiduciary risk
RETIREMENT RETIREMENT PLANNING AUG 15, 2016
Morningstar launching 401(k) service for broker-dealers worried about DOL fiduciary risk

Because platform initially will be offered through B-Ds, firm doesn't see it undercutting plan advisers' business, though it has considered going direct to plan sponsors.

RETIREMENT RETIREMENT PLANNING AUG 15, 2016
How far-reaching is the DOL fiduciary rule?

The blurred line between retirement and non-retirement advice means advisers must be very careful when providing any financial services.

Millennials are freaking out about retirement — but not doing much about it
RETIREMENT RETIREMENT PLANNING AUG 11, 2016
Millennials are freaking out about retirement — but not doing much about it

Despite the best of intentions, young workers aren't saving enough.

RETIREMENT RETIREMENT PLANNING AUG 11, 2016
Here's why your net worth might really be negative

Add up all your possessions — cash, property, retirement accounts — and subtract all your debts, and you could end up in the red.