Retirement Planning

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Retirees need 70% of income, but most live on less
RETIREMENT RETIREMENT PLANNING JUN 01, 2016
Retirees need 70% of income, but most live on less

Plus, new research also identifies in which states retirees fare best and worst.

Excessive-fee suit targeting $9 million 401(k) plan could be 'harbinger' for industry
RETIREMENT RETIREMENT PLANNING MAY 31, 2016
Excessive-fee suit targeting $9 million 401(k) plan could be 'harbinger' for industry

Lawsuit is perhaps the first example targeting small retirement plans.

Massachusetts investment adviser Gregg Caplitz sentenced to prison for fraud, SEC says
RETIREMENT RIAS MAY 31, 2016
Massachusetts investment adviser Gregg Caplitz sentenced to prison for fraud, SEC says

He pitched a fictitious hedge fund to investors and used their money for his personal benefit

RETIREMENT RETIREMENT PLANNING MAY 29, 2016
To pay income taxes now or later, that is the IRA question

Answers are related to an individual's current and expected future tax circumstances.

RETIREMENT RETIREMENT PLANNING MAY 29, 2016
Retiree medical expenses could outpace Social Security benefits in 20 years

Your clients could be under saving for their real retirement income needs.

RETIREMENT EQUITIES MAY 27, 2016
Small-cap stocks gaining momentum while rates stay low

<i>Breakfast with Benjamin</i> Small caps have started to outperform, and it might be connected to the Fed's downward revision on 2016 rate hikes.

RETIREMENT RETIREMENT PLANNING MAY 26, 2016
Top metro areas for college grads

These areas have the most job openings, available rental units and fellow college grads.

Robo platforms create a new headache for human advisers: wash sales
RETIREMENT EQUITIES MAY 26, 2016
Robo platforms create a new headache for human advisers: wash sales

Most robos boast standard safeguards to prevent wash sales on accounts on the platforms, but can't guard against non-platform trading.

Retirees need 70% of their pre-retirement income but most live on less: Bankrate
RETIREMENT RETIREMENT PLANNING MAY 26, 2016
Retirees need 70% of their pre-retirement income but most live on less: Bankrate

RETIREMENT RETIREMENT PLANNING MAY 25, 2016
Longer lifespans lead to multiple goals beyond retirement

Although baby boomers who are in or near retirement may stick to more traditional timetables, younger individuals may chafe at the idea of retiring at 65 to play golf.

RETIREMENT RETIREMENT PLANNING MAY 25, 2016
Longevity may alter financial planning

Longer lifespans create multiple goals beyond retirement.

Prince's death sets off estate planning quagmire
RETIREMENT RETIREMENT PLANNING MAY 25, 2016
Prince's death sets off estate planning quagmire

A complicated process to value the music icon's estate hinges on future royalties.

Tweaks to final DOL fiduciary rule help ease implementation without sacrificing core principles
RETIREMENT RETIREMENT PLANNING MAY 25, 2016
Tweaks to final DOL fiduciary rule help ease implementation without sacrificing core principles

Significant changes to the rule address practical impediments, proving DOL good on its word.

RETIREMENT RETIREMENT PLANNING MAY 24, 2016
Long-term-care insurance market sees rapid decline

A slew of factors, including low interest rates, increasing longevity and insurance company pricing blunders, have led to an industry on the skids. Will hybrid products save the day?

RETIREMENT RETIREMENT PLANNING MAY 24, 2016
The Fiduciary Journey

The assistant Labor Secretary used her moxie, her might and her friends in high places to raise the standards for providing retirement advice. </br><b><i>(More: <a href=&quot;http://www.investmentnews.com/section/fiduciary-focus&quot; target=&quot;_blank&quot;>The fiduciary rule covered from every angle</a>)</b></i>

Fidelity sued by Delta 401(k) participants over alleged fiduciary breach
RETIREMENT RETIREMENT PLANNING MAY 23, 2016
Fidelity sued by Delta 401(k) participants over alleged fiduciary breach

Claim alleges Fidelity 'wanted a piece of the action' when Financial Engines was hired to provide plan advice.

RETIREMENT RETIREMENT PLANNING MAY 23, 2016
Life insurance helps with retirement planning, but beware of the pitfalls

Product considerations are complex, and using this strategy inappropriately in a retirement income plan can trigger problems.

How to get the most out of Social Security after divorce
RETIREMENT RETIREMENT PLANNING MAY 23, 2016
How to get the most out of Social Security after divorce

Who gets which benefits when? It depends.

RETIREMENT RETIREMENT PLANNING MAY 23, 2016
Retirees just want to have fun, Merrill Lynch study says

Unprecedented free time in retirement will be a boon for the leisure industry.

Money market funds come under fire in spate of 401(k) suits
RETIREMENT RETIREMENT PLANNING MAY 23, 2016
Money market funds come under fire in spate of 401(k) suits

The suits allege that money market funds were imprudent investment choices given that their returns were lower than stable value funds.