Retirement Planning

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Under regulatory pressure, Voya restricts sales of more variable annuities
RETIREMENT RETIREMENT PLANNING JUL 28, 2015
Under regulatory pressure, Voya restricts sales of more variable annuities

Voya Financial Advisors has restricted sales of variable annuities for the second time in two months, as the brokerage firm faces increased pressure from regulators questioning the suitability of the products for retirement savers.

New study says 'buy term, invest the difference' is bunk when it comes to life insurance
RETIREMENT RETIREMENT PLANNING JUL 28, 2015
New study says 'buy term, invest the difference' is bunk when it comes to life insurance

Standard advice leaves many Americans underinsured and unprepared for retirement.

RETIREMENT RETIREMENT PLANNING JUL 28, 2015
Consider a Roth IRA to supercharge your college-saving efforts

The popular retirement vehicle has several advantages over a traditional 529 plan in many cases.

What investors need to know about portability to avoid tax pitfalls
RETIREMENT RETIREMENT PLANNING JUL 28, 2015
What investors need to know about portability to avoid tax pitfalls

New IRS rules mean that you may want to seek out more tax-planning guidance.

Don't give inheritance planning short shrift
RETIREMENT RETIREMENT PLANNING JUL 28, 2015
Don't give inheritance planning short shrift

Whatever choices you make in your estate plan, open and honest dialogue is key to taking care of your family.

RETIREMENT RETIREMENT PLANNING JUL 26, 2015
Law expands 10% penalty exception for public safety workers

More public safety officials may take early distributions without penalty from more of their government-sponsored retirement plans.

RETIREMENT RETIREMENT PLANNING JUL 24, 2015
Facebook posts can actually help couples stay together longer

First comes Facebook, then comes deep, long-lasting romance, but please — don't go overboard with the lovey-dovey photos.

Obamacare stands, solidifying health care planning
RETIREMENT RETIREMENT PLANNING JUL 24, 2015
Obamacare stands, solidifying health care planning

Supreme Court rules that U.S. tax subsidies are legal for all health insurance exchanges, allowing for more long-term financial planning.

Trump stingy with employees' 401(k)s
RETIREMENT RETIREMENT PLANNING JUL 23, 2015
Trump stingy with employees' 401(k)s

The Republican presidential candidate has built billions of dollars in personal wealth. His employees aren't getting much of it.

RETIREMENT RETIREMENT PLANNING JUL 22, 2015
Don't let infidelity cloud your decisions in divorce

Splits resulting from infidelity outed by this week's data hack of Ashley Madison will involve emotional hurdles that affected couples need to manage.

Dealing with Medicare as an expat: When and how to enroll
RETIREMENT RETIREMENT PLANNING JUL 22, 2015
Dealing with Medicare as an expat: When and how to enroll

The right strategy will help clients avoid penalties that can last a lifetime.

Social Security as a backup plan for single filers
RETIREMENT RETIREMENT PLANNING JUL 22, 2015
Social Security as a backup plan for single filers

Claim early if you need to; suspend later if you can afford it.

Social Security Administration to same-sex couples: File for benefits now
RETIREMENT RETIREMENT PLANNING JUL 22, 2015
Social Security Administration to same-sex couples: File for benefits now

Federal marriage benefits soon will be available to same-sex couples nationwide following the Supreme Court ruling in Obergefell v. Hodges.

RETIREMENT RETIREMENT PLANNING JUL 21, 2015
Plan sponsor advocate pushes for exemption in DOL fiduciary rule

Says charging a level fee would vanquish conflicts for advisers.

Could Bobbi Kristina Brown have been better protected by Whitney Houston's estate?
RETIREMENT RETIREMENT PLANNING JUL 21, 2015
Could Bobbi Kristina Brown have been better protected by Whitney Houston's estate?

Estate planning lawyers say 19-year-old will left pop star's daughter unprotected.

RETIREMENT EQUITIES JUL 21, 2015
Tech stock rally knocked cold

<i>Breakfast with Benjamin:</i> Earnings season started out strong but weak numbers from bellwethers like Apple are slamming the brakes on the market's rally. Buckle up.

RETIREMENT RETIREMENT PLANNING JUL 21, 2015
Package of tax breaks moves through Senate Finance Committee

Panel approves two-year extension of IRA charitable donation allowances, among others.

Portability is an area where investors need advice
RETIREMENT RETIREMENT PLANNING JUL 21, 2015
Portability is an area where investors need advice

New IRS rules mean that wealthy clients need more tax-planning guidance.

RETIREMENT RETIREMENT PLANNING JUL 21, 2015
What I learned about Social Security in my CFP review course

Going into the Dalton Review program, I was afraid I would be tripped up by complicated mathematical computations involving Greek letters that I couldn't identify. But I never thought I would stumble in my area of expertise: Social Security. Wrong! It seems that too much knowledge can be a dangerous thing. I answered several questions incorrectly when confronted with sample test questions on the subject.

Package of tax breaks gains traction in Senate
RETIREMENT RETIREMENT PLANNING JUL 20, 2015
Package of tax breaks gains traction in Senate

It is one of a package of tax breaks which expired at the end of the year that the Senate Finance Committee has voted to extend.