Advisers must convince clients they need assets besides cash and fixed income to sustain retirement
Household replacement rates decline as women's earnings increase
Apply for disability and retirement benefits simultaneously
Marketing tool aimed at helping advisers land clients, but comes with no SocSec calculator
Regulators are stressing that reps are on the hook and suitability rules apply when discussing variable annuities. Darla Mercado explains.
The Hartford's generous VA buyout deal is creating a buzz in the industry. Just don't expect other carriers to follow suit.
Heirs facing $30M tax bill; 'will not be pleased with their tax advisers'
Most observers doubt Congress can accomplish comprehensive tax reform before the end of 2014. But can the code be tweaked short of an overhaul? Supporters of a measure to abolish the estate tax hope so.
Lump sum payment can mitigate sting of a late claim.
Life expectancy -- and life expectations -- crucial when devising claiming strategies
Mary Beth Franklin uncovers the most misunderstood Social Security rule. It has to do with when a spouse can and should claim retirement bennies.
Different economic backdrop means longer work, more savings, less spending than parents.
But sometimes it's smart for one spouse to file before reaching 66
Official calls economic analysis "robust," says process is completely transparent.
The bond market's struggles have ignited investor interest in fixed annuities, though the products come with warnings, as insurers deal with the same rate pressure as bond owners.
