Retirement Planning

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Avalanche of peak boomer retirements will have “a significant impact,” warns study
RETIREMENT RETIREMENT PLANNING AUG 27, 2024
Avalanche of peak boomer retirements will have “a significant impact,” warns study

Research from the Alliance of Lifetime Income highlights the economic implications of a historic turnover in the workforce.

Investors like annuities in 401(k)s, for other people
RETIREMENT RETIREMENT PLANNING AUG 27, 2024
Investors like annuities in 401(k)s, for other people

Lifetime income options are good for those who are less financially savvy, a focus group with at least $500,000 said.

401(k) fees keep falling, and participants in bigger plans benefit most
RETIREMENT RETIREMENT PLANNING AUG 25, 2024
401(k) fees keep falling, and participants in bigger plans benefit most

Larger plans have increasingly used lower-cost investment products like CITs, and mutual fund fees have trended downward.

Gender gap remains wide when it comes to retirement savings
RETIREMENT RETIREMENT PLANNING AUG 23, 2024
Gender gap remains wide when it comes to retirement savings

Women still trail men when it comes to financial security by a sizable margin, according to a Prudential survey.

How Tim Walz’s time in public service could reward him richly in retirement
RETIREMENT RETIREMENT PLANNING AUG 23, 2024
How Tim Walz’s time in public service could reward him richly in retirement

The Minnesota governor’s tenures as a teacher, National Guard member, and elected official gives him a unique three-stream portfolio of pension income.

Retirement income worries often overblown, survey shows
RETIREMENT RETIREMENT PLANNING AUG 22, 2024
Retirement income worries often overblown, survey shows

But retirement security is a problem for many, and the demise of traditional pensions has correlated with widening income inequality.

The retirement challenge? Uncertainty
RETIREMENT RETIREMENT PLANNING AUG 22, 2024
The retirement challenge? Uncertainty

Long-time advisor says client concerns over long-term planning are at record levels.

Maximize withdrawals because taxes are on sale, urges expert
RETIREMENT RETIREMENT PLANNING AUG 22, 2024
Maximize withdrawals because taxes are on sale, urges expert

Complex rules are "ridiculous" but advisors can add long-term value by helping clients get their IRAs and 401(k) balances down.

Almost a third of workers aged 50 plus are opting for phased retirement
RETIREMENT RETIREMENT PLANNING AUG 21, 2024
Almost a third of workers aged 50 plus are opting for phased retirement

More employees are looking to make gradual goodbyes to the workplace amid ongoing concerns about retirement readiness.

More Americans expected to live to 100 or more; how can advisors serve them better?
RETIREMENT RETIREMENT PLANNING AUG 21, 2024
More Americans expected to live to 100 or more; how can advisors serve them better?

Edward Jones advisor Matthew Myre shares his insights with InvestmentNews.

401(k) auto features don't help savings as much as thought, researchers find
RETIREMENT RETIREMENT PLANNING AUG 20, 2024
401(k) auto features don't help savings as much as thought, researchers find

Opt outs, turnover, and vesting schedules make automatic enrollment and escalation less effective, according to a new paper.

IRS offers clarity around 401(k) matches to student loan payments
RETIREMENT RETIREMENT PLANNING AUG 20, 2024
IRS offers clarity around 401(k) matches to student loan payments

New interim guidance addresses concerns around the retirement savings work perk set out in the SECURE 2.0 Act.

Why technology has changed asset allocation fundamentally
RETIREMENT OPINION AUG 19, 2024
Why technology has changed asset allocation fundamentally

Discussion around the “pensionization” of 401(k)s is emerging, which requires a different asset allocation mindset.

Advisor expertise more crucial than ever for retirement plan sponsors
RETIREMENT RETIREMENT PLANNING AUG 19, 2024
Advisor expertise more crucial than ever for retirement plan sponsors

Annual study from Fidelity reveals increasing hopes and demands for advisors, as well as changing appetites within investment menus.

JPMorgan jumps on the lifetime income bandwagon
RETIREMENT RETIREMENT PLANNING AUG 16, 2024
JPMorgan jumps on the lifetime income bandwagon

JPMorgan Asset Management is the latest firm to spice up its target date funds with a dash of annuities.

Expect lower Social Security COLA amid slower inflation
RETIREMENT RETIREMENT PLANNING AUG 14, 2024
Expect lower Social Security COLA amid slower inflation

Retirees can be more affected by inflation, and cost increases are not consistent across categories or geographies.

How has fee compression affected retirement planning?
RETIREMENT RETIREMENT PLANNING AUG 14, 2024
How has fee compression affected retirement planning?

Fee compression is the retirement market adapting to address decumulation needs of plan participants, says Broadridge.

Trump's proposed Social Security tax cuts would chop benefits, advocates say
RETIREMENT RETIREMENT PLANNING AUG 09, 2024
Trump's proposed Social Security tax cuts would chop benefits, advocates say

Vow to end taxes on benefits, without any other changes to Social Security, would make the system run out of money sooner.

New legislation seeks to extend 401(k)s to even younger Americans
RETIREMENT RETIREMENT PLANNING AUG 09, 2024
New legislation seeks to extend 401(k)s to even younger Americans

The bipartisan measure introduced in the House of Representatives would widen the 401(k) savings window to include workers between 18 and 21 years old.

Over one-fifth of Americans over 65 are still working
RETIREMENT RETIREMENT PLANNING AUG 09, 2024
Over one-fifth of Americans over 65 are still working

Federal census data point to a trend of delayed retirement, with some states leading the way in growth of senior-age workers.