Retirement Planning

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American companies still lack retirement plans: AARP
RETIREMENT RETIREMENT PLANNING JUL 14, 2022
American companies still lack retirement plans: AARP

Close to half of U.S. private-sector employees ages 18 to 64 work for a company that doesn't offer either a traditional pension or a retirement savings plan.

Wealthy business owners are at center of fight over Biden’s tax plan
RETIREMENT RETIREMENT PLANNING JUL 13, 2022
Wealthy business owners are at center of fight over Biden’s tax plan

Senate Majority Leader Chuck Schumer’s tax plan is key to the Democrats’ economic package.

Edelman Financial Engines names new head of technology
RETIREMENT RETIREMENT PLANNING JUL 13, 2022
Edelman Financial Engines names new head of technology

One of the largest investment advisers in the U.S. has promoted a relative newcomer to oversee the firm’s technology.

Social Security COLA could top 10% in 2023
RETIREMENT RETIREMENT PLANNING JUL 13, 2022
Social Security COLA could top 10% in 2023

Current inflationary trends point to the biggest benefit increase in 41 years, with June CPI showing a 9.1% jump over the last 12 months.

401(k) contributions lagging, especially among millennials: BofA survey
RETIREMENT RETIREMENT PLANNING JUL 13, 2022
401(k) contributions lagging, especially among millennials: BofA survey

The majority of eligible employees participate in 401(k) plans, but there's much room for improvement when it comes to how much they contribute.

Americans worried about inflation, but not as much as advisers: Survey
RETIREMENT RETIREMENT PLANNING JUL 12, 2022
Americans worried about inflation, but not as much as advisers: Survey

Americans ages 45 to 75 are worried about the dual risks of high inflation reducing spending power in retirement or a recession impacting retirement income.

Protective launches variable annuity with deferral options
RETIREMENT RETIREMENT PLANNING JUL 12, 2022
Protective launches variable annuity with deferral options

The product, which has been branded Protective Aspirations, allows holders to maximize either retirement income or growth potential.

Social Security tax tips for the self-employed
RETIREMENT RETIREMENT PLANNING JUL 11, 2022
Social Security tax tips for the self-employed

Advisers often ask whether there's a way to minimize payroll taxes for small-business owners while maximizing future Social Security benefits.

11 top retirement movies to watch this summer
RETIREMENT RETIREMENT PLANNING JUL 11, 2022
11 top retirement movies to watch this summer

Whether you’re retiring or not, sit back and relax while you gain some insight, motivation and a few good laughs from our list of the best retirement movies of all time.

SECURE 2.0 occupies rare common ground, tees up progress
RETIREMENT RETIREMENT PLANNING JUL 11, 2022
SECURE 2.0 occupies rare common ground, tees up progress

The House approved the retirement-industry boosting SECURE Act 2.0 in a landslide, setting the stage for a Senate vote in the back half of 2022.

Statement shock is the beginning, but longevity may be clients’ biggest risk
RETIREMENT OPINION JUL 08, 2022
Statement shock is the beginning, but longevity may be clients’ biggest risk

Longer lifespans increase the chance that your clients will outlive their money or have to drastically downgrade their lifestyle.

Sanctuary Wealth takes stake in GoalPath Solutions
RETIREMENT RETIREMENT PLANNING JUL 07, 2022
Sanctuary Wealth takes stake in GoalPath Solutions

The Kansas-based firm provides advice and education to participants of workplace retirement plans.

Savant Wealth acquires $262 million Virgina-based RIA
RETIREMENT RIAS JUL 06, 2022
Savant Wealth acquires $262 million Virgina-based RIA

Alliant Wealth Advisors' qualified plans division will become a part of Savant’s retirement plan services division.

3 retirement plan options for small-business owners
RETIREMENT OPINION JUL 06, 2022
3 retirement plan options for small-business owners

These plan designs can help small-business clients save big on their taxes while building their retirement nest egg.

Personalization, technology best ways to get retirement back on track: Goldman
RETIREMENT RETIREMENT PLANNING JUL 05, 2022
Personalization, technology best ways to get retirement back on track: Goldman

A Goldman Sachs study details how life events can impede retirement savings and can have a significant impact on how much an individual saves for retirement.

Ride the annuity bull market (while you can)
RETIREMENT RETIREMENT PLANNING JUL 01, 2022
Ride the annuity bull market (while you can)

The first half sell-off in both stocks and bonds has opened the door for annuities and those selling them.

Consistent participation in 401(k) plans key to account balance growth, study finds
RETIREMENT RETIREMENT PLANNING JUL 01, 2022
Consistent participation in 401(k) plans key to account balance growth, study finds

Those who kept contributing accumulated the most, according to the Investment Company Institute and the Employee Benefit Research Institute.

Pontera expands access to held-away account management with GeoWealth partnership
RETIREMENT RETIREMENT PLANNING JUN 30, 2022
Pontera expands access to held-away account management with GeoWealth partnership

Fintech company Pontera is continuing its partnership spree in hopes of giving more financial advisers the ability to manage client assets in held-away retirement accounts.

Registrations soar ahead of California auto-IRA deadline
RETIREMENT RETIREMENT PLANNING JUN 30, 2022
Registrations soar ahead of California auto-IRA deadline

More than 87,000 employers have already registered for CalSavers, which launched in 2019.

Social Security program needs reform now
RETIREMENT RETIREMENT PLANNING JUN 30, 2022
Social Security program needs reform now

Congress continues to ignore the fact that Social Security's trust fund is expected to run out of money in 2035, which would result in a 20% cut in benefits.