Every year, Americans give up thousands of dollars of income by filing for Social Security benefits too early. New study finds a third of people who file early had enough assets in IRAs to make up for two years of Social Security checks.
2016 will mark the third time that seniors have received no increase in Social Security benefits since automatic COLAs were enacted by Congress in 1975. The first two times were in 2010 and 2011.
You must be single to collect spousal benefits on an ex.
Remarriage at age 60 or later preserves the right to survivor benefits.
<i>Breakfast with Benjamin</i>: If you thought 2014 was a rough year for mutual fund capital gains taxes, you might want to start adjusting those portfolios to avoid a repeat.
Plus: Goldman's Cohen says don't chase high-dividend stocks, university endowments become hedge funds, and companies are taking the carbon tax threat seriously
<i>Breakfast with Benjamin</i>: Deutsche Bank lays out seven reasons why the Fed won't raise rates next week.
Medicare premiums have been rising twice as fast as Social Security COLAs.
With recent market swings come opportunities for advisers to lower their clients' tax bills.
Tax-exempt category is actually benefiting from the dark cloud hanging over it.
Financial planners appreciate the simplifying aspects but wonder about specifics.
It is an estate-planning tool through which a parent's or grandparent's assets can continue to grow indefinitely for future generations without being subject to gift, estate or generation-skipping transfer taxes.
Broader work experience definition allows columnist to use designation.
Ohio firm Carnegie Investment Counsel's move to the suburbs increased productivity and convenience for clients, according to Gary P. Wagner, a principal of the firm and its chief operating officer.
Paying for health care has rarely been considered a major threat to retirement budgets, but with health care inflation driving costs higher, increased longevity and Medicare means-testing imposed on higher-income retirees, that's changing fast.
Possible speaker of the House of Representatives understands issues important to advisers better than most lawmakers.
<i>Breakfast with Benjamin</i>: The stock market is clearly shaky, but trying to time it is a fool's game.
Given long waits on the phone or for in-person appointments, online applications could be the best way to go.
Advisers need to create a pricing model that best reflects the type of business they run and the services they provide.
Experts weigh in with best practices retirement plan advisers should make sure they have in place given pending industry shifts
