Stealth tax subject to complicated three-part test.
Today's <i>Breakfast with Benjamin</i> on hedge funds owning $16 billion in Puerto Rican muni bond debt, the scary similarities between advisers and psychics, why deep-water drilling looks like a bargain, and more.
On today's <i>Breakfast with Benjamin</i> menu, Bill Gross' Pimco exit is changing the way we look at star fund managers, Japan's latest stimulus plan triggers a market rally, watching out for those mutual fund tax burdens, and more.
Betterment offers new feature to highlight tax impact before trades conducted.
Will federal program set an example for the private sector?
The rest of this week's must-read stories include Betterment's robo-adviser for humans, big changes afoot in Social Security, and a focus on picking the right alternatives for clients
Retirees can only restrict claims to spousal benefits if they wait until their full retirement age to file for benefits.
COLA formula was established by law in 1972.
On today's <i>Breakfast with Benjamin</i> menu: Investors banking on holiday spending. Plus: Less-secure Social Security, when gold and platinum run in stride, Facebook is now bigger than IBM, and the tired saga on endless office meetings.
Unlike the previous version, the mailed one now highlights full retirement age.
While a lifesaver for some clients, they remain a high-fee trap for many.
Jordan Belfort, whose memoir “The Wolf of Wall Street” was turned into a film by Martin Scorsese, expects to earn more than he made as stockbroker this year, allowing him to repay the victims of his financial fraud, allowing him to repay the victims of his financial fraud.
Betterment founder and CEO Jon Stein says automation helps investors achieve better outcomes by taking irrational emotions out of the picture, improving returns and saving time.
The choice of when and how to claim Social Security benefits can affect the three biggest financial risks that retirees encounter.
Though rules still vary from state to state, all same-sex couples should take steps to claim benefits.
Bonuses, vacation pay and commissions don't count toward earnings test, but book royalties do.
Specific steps can minimize the bite of rules that reduce or eliminate Social Security benefits for public workers.
Typical expenses continue to outpace annual benefit hikes.
Little thought &ndash; or government help &mdash; is given to the question of how to make withdrawals from a retirement plan
As health care costs in retirement rise, many advisers and clients still haven't accounted for a major part of those expenses: Medicare.
