The choice of when and how to claim Social Security benefits can affect the three biggest financial risks that retirees encounter.
Only 5% of retirees claim past 67. But taking your Social Security benefits later can offset threats of longevity, inflation, markets downturns.
Though rules still vary from state to state, all same-sex couples should take steps to claim benefits.
Bonuses, vacation pay and commissions don't count toward earnings test, but book royalties do.
Specific steps can minimize the bite of rules that reduce or eliminate Social Security benefits for public workers.
Specific steps can minimize the bite of rules that reduce or eliminate Social Security benefits for public workers.
Typical expenses continue to outpace annual benefit hikes.
As health care costs in retirement rise, many advisers and clients still haven't accounted for a major part of those expenses: Medicare.
Find out what you can do in retirement that won't count toward the earnings test.
<i>InvestmentNews</i> contributing editor gives an update on how life has changed since her husband retired.
