Popular software program's improvements include the ability to compare up to four claiming strategies side-by-side.
Public employees, including some schoolteachers, may not be aware of reductions.
For one couple, shortened life expectancy means they should probably collect benefits early
The question is one advisers are likely to hear more often. The answer depends on a person's financial needs, life expectancy and access to other assets.
Most people benefit from a delayed claiming strategy, but there are always exceptions
There are more than 2,700 "rules" around claiming Social Security benefits and most of them can be broken
Widow's benefit could be larger than deceased spouse's reduced amount.
Widower wonders whether he should change claiming plans.
