Bolstered by the research of some leading financial advisers and new rules from the Department of Housing and Urban Development, reverse-mortgage lenders hope to recast the product's role.
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Future cost-of-living adjustments applied to larger base benefit
Can both spouses file and suspend their benefits?
Taking benefits early means permanent reduction – but sometimes that's OK.
Advisers must know whether clients who have worked for federal, state or city governments may be affected by pension rules that can reduce or even eliminate certain Social Security benefits.
Future cost-of-living adjustments applied to larger base benefit
Financial planning practices are on a collision course with skyrocketing retirement health care costs, which could lead to higher-than-expected health care costs during retirement.
Waiting until age 60 or later to remarry preserves Social Security benefits.
To qualify for survivor's benefits, spouses must have been married nine months, except under certain conditions.
