Cynthia Hutchins takes on newly created role to help advisers deal with aging clients.
There is flexibility in lump-sum payouts – but you must be alive to collect them
But each spouse can chose only one tactic.
Claiming strategy triggers benefits for children, spouses and protects your own.
About 10 million Americans will fork over a bigger slice of their paycheck to Social Security and Medicare taxes this year but Social Security retirement benefits increase by just 1.5%.
Married couples can't double-dip and claim spousal benefits, too.
Trying to get up to speed on Social Security-claiming strategies? Check out these go-to resources.
I love when readers with whom I consult about tricky Social Security-claiming strategies report back to me with results.
About 10 million Americans will fork over a bigger slice of their paycheck to Social Security and Medicare taxes this year
You have to be creative and be careful of a couple key rules.