IRA Alert

Displaying 218 results
Retirement relief Congress should consider now
RETIREMENT RETIREMENT PLANNING MAR 25, 2020
Retirement relief Congress should consider now

People with retirement accounts have seen losses through no fault of their own and they need a helping hand

Delay in 2019 tax filing date means deadline for 2019 IRA contributions also extended
RETIREMENT RETIREMENT PLANNING MAR 20, 2020
Delay in 2019 tax filing date means deadline for 2019 IRA contributions also extended

Advisers need to watch for administrative errors on the part of financial institutions, though

No stretch IRA? No problem
RETIREMENT RETIREMENT PLANNING MAR 02, 2020
No stretch IRA? No problem

5 reasons why the elimination of the stretch IRA is not the end of the world

What will replace the stretch IRA?
RETIREMENT RETIREMENT PLANNING JAN 30, 2020
What will replace the stretch IRA?

In the wake of the SECURE Act, most people who inherit IRAs will be subject to a 10-year rule

The stretch IRA is dead
RETIREMENT IRA ALERT DEC 27, 2019
The stretch IRA is dead

Advisers’ top 5 questions on how the new SECURE Act rules will work

The most misunderstood Roth conversion tax rule
RETIREMENT IRA ALERT OCT 08, 2019
The most misunderstood Roth conversion tax rule

Qualified distributions are the holy grail for Roth IRAs, but there is confusion around the time requirements

RETIREMENT RETIREMENT PLANNING OCT 08, 2019
The most misunderstood Roth conversion tax rule

Qualified distributions are the holy grail for Roth IRAs, but there is confusion around the time requirements.

Rollovers are all bad! Use only direct transfers
RETIREMENT RETIREMENT PLANNING SEP 05, 2019
Rollovers are all bad! Use only direct transfers

A mistake on a rollover can cost a client their life savings.

5 reasons to keep some funds in traditional IRAs, even for Roth IRA lovers
RETIREMENT RETIREMENT PLANNING AUG 19, 2019
5 reasons to keep some funds in traditional IRAs, even for Roth IRA lovers

Clients can use traditional IRAs to realize tax benefits related to medical expenses, business losses and charitable contributions.

The perils of do-it-yourself IRA transactions
RETIREMENT RETIREMENT PLANNING JUL 02, 2019
The perils of do-it-yourself IRA transactions

A $20,000 Roth conversion turns into a $2 million tax disaster, demonstrating why clients need advisers for critical IRA moves.

IRA trusts could become an estate planning disaster
RETIREMENT RETIREMENT PLANNING JUN 11, 2019
IRA trusts could become an estate planning disaster

If Congress eliminates the stretch IRA, advisers will have to rethink IRA trust planning.

What happens during the 60 days stays in the 60 days
RETIREMENT RETIREMENT PLANNING MAY 08, 2019
What happens during the 60 days stays in the 60 days

IRA funds withdrawn and timely rolled back into the IRA are protected in bankruptcy — no matter what the funds were used for while outside the account.

5 things clients learned about Roth conversions this tax season
RETIREMENT RETIREMENT PLANNING APR 09, 2019
5 things clients learned about Roth conversions this tax season

Advisers can use this information to begin planning for 2019

100% required minimum distributions
RETIREMENT RETIREMENT PLANNING MAR 06, 2019
100% required minimum distributions

In some cases, the RMD is the entire IRA balance — or more!

Were any required minimum distributions missed last year?
RETIREMENT RETIREMENT PLANNING FEB 05, 2019
Were any required minimum distributions missed last year?

Who is responsible, and what to do now that it's happened.

A younger spouse can lower required minimum distributions
RETIREMENT RETIREMENT PLANNING DEC 10, 2018
A younger spouse can lower required minimum distributions

If the IRA owner's spouse is more than 10 years their junior, the holder can use a different IRS table to calculate RMDs.

Seizing Opportunities: Last-Chance Retirement Moves in 2018
RETIREMENT RETIREMENT PLANNING NOV 12, 2018
Seizing Opportunities: Last-Chance Retirement Moves in 2018

Complete rollovers, take care of qualified charitable distributions and be sure that all funds related to a lump-sum distribution have been withdrawn.

Using an IRA to fund an HSA
RETIREMENT RETIREMENT PLANNING OCT 09, 2018
Using an IRA to fund an HSA

A qualified HSA funding distribution gives clients a one-time chance for a tax-free distribution of funds from an individual retirement account.

Last chance to undo a Roth conversion
RETIREMENT RETIREMENT PLANNING SEP 07, 2018
Last chance to undo a Roth conversion

Countdown to the Oct. 15 deadline for recharacterizing 2017 Roth conversions.

Can inherited IRAs be split in a divorce?
RETIREMENT RETIREMENT PLANNING AUG 23, 2018
Can inherited IRAs be split in a divorce?

A new phenomenon may signal a trend in which IRAs play a bigger role in divorce settlements.