Opinion

Displaying 2102 results
Why the 'Father of the 401(k)' is both right and wrong about small plans
NEWS OPINION AUG 01, 2018
Why the 'Father of the 401(k)' is both right and wrong about small plans

Small 401(k) plans may have flaws, such as cost, but there are trade-offs involved in using alternate solutions.

With money on their minds, Generation Z is ready to invest
NEWS OPINION JUL 25, 2018
With money on their minds, Generation Z is ready to invest

This generation is in the best position to invest in stocks because of their youth

Target-date funds don't hit the retirement bull's-eye
NEWS OPINION JUL 18, 2018
Target-date funds don't hit the retirement bull's-eye

While hugely popular, they are still no cure-all

Recency bias: A big risk to your clients this summer
NEWS OPINION JUL 10, 2018
Recency bias: A big risk to your clients this summer

With market volatility picking up in 2018, explain to clients that markets aren't serially correlated and shouldn't inspire fear or actions that jeopardize long-term goals

Finra's disclosure on use of fine money a good first step to more transparency
NEWS OPINION JUL 07, 2018
Finra's disclosure on use of fine money a good first step to more transparency

More openness about its finances is welcome and may be a precursor to greater disclosure about other areas of its operations.

The problem with goals
NEWS OPINION JUL 02, 2018
The problem with goals

Keep in mind that clients' goals will change and life is unpredictable.

Making a habit out of CRM best practices will help your business
NEWS OPINION JUN 29, 2018
Making a habit out of CRM best practices will help your business

Use your customer relationship management software to both segment and document clients more efficiently.

2 factors will make or break your company, says Charles Koch
NEWS OPINION JUN 21, 2018
2 factors will make or break your company, says Charles Koch

Billionaire CEO cites the importance of an innovative mindset and a strong company culture

When your client dies, who gets their airline miles?
NEWS OPINION JUN 19, 2018
When your client dies, who gets their airline miles?

Now that a new law provides executors with access to digital assets, estate planning needs to include such assets

NEWS OPINION JUN 18, 2018
Going independent: Which business model is right for you?

Wealth managers making the transition need to pick the model that's appropriate to their needs and best serves their clients.

NEWS OPINION JUN 16, 2018
A more expansive future requires multiple pricing models

Charging fees based on assets under management is OK, but the modern financial advice business is starting to cut varied paths toward different pricing models that might be better both for clients and the overall industry.

NEWS OPINION JUN 12, 2018
Always be closing? The end of selling

Financial advisers should be explaining how they can help clients, rather than pushing products on them.

NEWS OPINION JUN 08, 2018
Why saying goodbye to your clients and business is hard

Advisers should consider the challenges they may face when retiring, as many find this transition to be harder than they anticipated

Funds like Magellan need gamblers like Bill Gross
NEWS OPINION JUN 07, 2018
Funds like Magellan need gamblers like Bill Gross

The factors Magellan's manager uses to beat the index can be accessed more cheaply via ETFs.

401(k) advisers, is your value proposition even valuable?
NEWS OPINION JUN 06, 2018
401(k) advisers, is your value proposition even valuable?

Investment expertise is no longer viewed as a coveted service — these days, it's just table stakes.

NEWS OPINION JUN 02, 2018
IPO filing could usher in new era of legitimacy for RIAs

It seems only natural that IPOs will be the next step.

NEWS OPINION MAY 29, 2018
TV show paints bleak picture of financial planners

The lead character in the series 'Ozark' is reinforcing Americans' negative view of advisers.

NEWS OPINION MAY 29, 2018
Advisers: Technology alone won't transform your business

New tools and platforms should be used to facilitate deeper, more meaningful interactions with your clients.

The end of the Goldilocks credit markets?
NEWS OPINION MAY 21, 2018
The end of the Goldilocks credit markets?

Going forward, the fixed-income environment may favor more sophisticated active approaches, such as flexible 'best ideas' strategies.

NEWS OPINION MAY 19, 2018
Financial schemes against seniors are most often committed by people closest to them

Advisers can — and should — take steps to discourage elder financial fraud.