Retirement Planning

Displaying 7978 results
401(k) adviser fees for small plans buck compression trend
RETIREMENT RETIREMENT PLANNING MAR 29, 2019
401(k) adviser fees for small plans buck compression trend

Fees for plans with $10 million have increased 12% in five years, while those for plans with $100 million have declined 20%.

Half of Americans approaching retirement have nothing saved
RETIREMENT RETIREMENT PLANNING MAR 27, 2019
Half of Americans approaching retirement have nothing saved

GAO report reveals 48% have nothing put away in 401(k)s or individual retirement accounts.

How to handle a client with low risk tolerance
RETIREMENT RETIREMENT PLANNING MAR 27, 2019
How to handle a client with low risk tolerance

If loss aversion is high, here's how an adviser can approach the situation and make up for lower long-term investment gains.

Why the 4% rule may be irrelevant
RETIREMENT RETIREMENT PLANNING MAR 27, 2019
Why the 4% rule may be irrelevant

Data show that it's highly unlikely retirees will spend down their assets in the manner advisers assume they will.

Fiduciary duty and the choice between active and passive
RETIREMENT RETIREMENT PLANNING MAR 26, 2019
Fiduciary duty and the choice between active and passive

The well-recognized merits of passive investing do not mean that all index investments are prudent or superior to active alternatives in all situations.

Update on Social Security reform
RETIREMENT RETIREMENT PLANNING MAR 26, 2019
Update on Social Security reform

Congressional panel holds hearings, but no action is expected this year.

What 401(k) record-keeper consolidation means to retirement plan advisers
RETIREMENT OPINION MAR 26, 2019
What 401(k) record-keeper consolidation means to retirement plan advisers

Advisers will have to make some tough calls — for clients and for themselves

Merrill adds to 401(k) fiduciary services
RETIREMENT RETIREMENT PLANNING MAR 25, 2019
Merrill adds to 401(k) fiduciary services

Wirehouse will allow more advisers to manage retirement plan menus on a discretionary basis via a Bank of America chief investment office selection.

Technology is essential component of growth
RETIREMENT RETIREMENT PLANNING MAR 23, 2019
Technology is essential component of growth

Retirement plan businesses that ignore this necessity will be left behind

Levering tech for financial wellness
RETIREMENT RETIREMENT PLANNING MAR 23, 2019
Levering tech for financial wellness

Tech-augmented financial wellness will yield better results as wellness programs become a standard offering for employers.

BlackRock pivoting to technology could serve as blueprint for other asset managers
RETIREMENT RETIREMENT PLANNING MAR 23, 2019
BlackRock pivoting to technology could serve as blueprint for other asset managers

Use of managed accounts and new products threatens to squeeze fund managers out.

Don't write off ESG investments out of habit — the demand is real
RETIREMENT RETIREMENT PLANNING MAR 23, 2019
Don't write off ESG investments out of habit — the demand is real

There is appetite from 401(k) participants, and options to feed them.

Blockchain will upend the 401(k) market
RETIREMENT RETIREMENT PLANNING MAR 23, 2019
Blockchain will upend the 401(k) market

The technology has the potential to change and improve how advisers do business.

Cybersecurity poses strain between plan sponsors, record keepers
RETIREMENT OPINION MAR 23, 2019
Cybersecurity poses strain between plan sponsors, record keepers

Vendors reluctant to provide details on cyberdefenses.

401(k) managed accounts becoming more diverse
RETIREMENT RETIREMENT PLANNING MAR 21, 2019
401(k) managed accounts becoming more diverse

Empower's new product lets advisers select the underlying investments.

The U.S. retirement system is far too complex
RETIREMENT RETIREMENT PLANNING MAR 21, 2019
The U.S. retirement system is far too complex

In some instances, there are as many as five regulators overseeing 401(k) plans.

Carolyn McClanahan talks aging, prostates and going out of business
RETIREMENT RETIREMENT PLANNING MAR 20, 2019
Carolyn McClanahan talks aging, prostates and going out of business

Most advisers have a tough time discussing health issues with clients — and that imperils them.

Meet our new retirement columnist
RETIREMENT RETIREMENT PLANNING MAR 20, 2019
Meet our new retirement columnist

Jamie Hopkins will provide regular insights to help financial advisers better understand and conduct retirement income planning.

401(k) record keepers competing with advisers on financial wellness
RETIREMENT RETIREMENT PLANNING MAR 19, 2019
401(k) record keepers competing with advisers on financial wellness

Advisers are also concerned that these programs are serving as distribution outlets for proprietary financial products.

Fidelity sued again for 'illegal' 401(k) fees
RETIREMENT RETIREMENT PLANNING MAR 19, 2019
Fidelity sued again for 'illegal' 401(k) fees

A second lawsuit has been filed alleging that the largest retirement plan record keeper received undisclosed kickbacks from mutual fund companies.