Retirement Planning

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Convergence of retirement planning and employee benefits is here
RETIREMENT RETIREMENT PLANNING FEB 13, 2019
Convergence of retirement planning and employee benefits is here

It's all about convergence, and those who leverage it will reap the rewards

Bills would allow employers to help workers pay off student debt, tax-free
RETIREMENT RETIREMENT PLANNING FEB 13, 2019
Bills would allow employers to help workers pay off student debt, tax-free

Tackling growing loan burdens sparks bipartisan interest on Capitol Hill.

Charles Schwab gets most 401(k) claims dismissed
RETIREMENT RETIREMENT PLANNING FEB 13, 2019
Charles Schwab gets most 401(k) claims dismissed

One claim involving an in-house stable value fund will move forward.

Rules for claiming Social Security at 70
RETIREMENT RETIREMENT PLANNING FEB 11, 2019
Rules for claiming Social Security at 70

Some individuals' benefits will begin automatically; others have to take action.

Retirement savings bill re-introduced in House with bipartisan backing
RETIREMENT RETIREMENT PLANNING FEB 06, 2019
Retirement savings bill re-introduced in House with bipartisan backing

RESA measure would help small businesses offer 401(k) plans, ease use of annuities.

Genworth diverts $327 million to shore up long-term-care insurance
RETIREMENT RETIREMENT PLANNING FEB 06, 2019
Genworth diverts $327 million to shore up long-term-care insurance

Firm also raised premiums an average 53% last year through the third quarter for some policyholders.

Trump State of the Union: What advisers want to hear
RETIREMENT RETIREMENT PLANNING FEB 05, 2019
Trump State of the Union: What advisers want to hear

Some say he should take credit for the economy, others want him to reach across the aisle on taxes and health care.

Were any required minimum distributions missed last year?
RETIREMENT RETIREMENT PLANNING FEB 05, 2019
Were any required minimum distributions missed last year?

Who is responsible, and what to do now that it's happened.

Don't wait too long to claim Social Security
RETIREMENT RETIREMENT PLANNING FEB 04, 2019
Don't wait too long to claim Social Security

Delayed retirement credits end at 70, so there's no reason to defer claiming beyond that age.

An update on the 4% rule
RETIREMENT RETIREMENT PLANNING FEB 04, 2019
An update on the 4% rule

Extending Bengen's research on the proper rate at which to draw down retirement assets using 25 more years of data shows the rule can still work.

Planning potholes and banana peels
RETIREMENT RETIREMENT PLANNING FEB 04, 2019
Planning potholes and banana peels

Market volatility can pave the way for more important conversations than those beating the market and reducing your fees.

Hedge fund creates the ultimate tax-free IRA for employees
RETIREMENT RETIREMENT PLANNING FEB 01, 2019
Hedge fund creates the ultimate tax-free IRA for employees

Renaissance Technologies workers have seen their Roth IRA holdings in its Medallion Fund grow eight-fold in five years.

Calculating Social Security survivor amounts
RETIREMENT RETIREMENT PLANNING DEC 21, 2018
Calculating Social Security survivor amounts

What happens to the survivor if a worker dies before claiming benefits?

For some women, widowhood produces a windfall — and plenty of headaches
RETIREMENT RETIREMENT PLANNING DEC 20, 2018
For some women, widowhood produces a windfall — and plenty of headaches

Women who are beneficiaries of their late husbands' estates could be shocked at how much more they owe in taxes.

New tax laws invite strategic sidestepping
RETIREMENT RETIREMENT PLANNING DEC 20, 2018
New tax laws invite strategic sidestepping

Uncertainty looms, but there may be some good news ahead for taxpayers.

Calculating Social Security survivor amounts
RETIREMENT RETIREMENT PLANNING DEC 19, 2018
Calculating Social Security survivor amounts

What happens to the survivor if a worker dies before claiming benefits?

New bill links 401(k) matches to student loan payments
RETIREMENT RETIREMENT PLANNING DEC 19, 2018
New bill links 401(k) matches to student loan payments

The legislation 'has legs' given that retirement policy debates will be front and center in Congress next year.

Retirement savings legislation dies in lame-duck Congress
RETIREMENT RETIREMENT PLANNING DEC 19, 2018
Retirement savings legislation dies in lame-duck Congress

Proponents hope bill will be re-introduced early next year.

How advisers can help 401(k) plans manage the risk of missing participants
RETIREMENT RETIREMENT PLANNING DEC 18, 2018
How advisers can help 401(k) plans manage the risk of missing participants

The DOL hasn't issued concrete guidance on the issue, but there are hints on how to avoid trouble.

Oregon will help other states launch own auto-IRA programs
RETIREMENT RETIREMENT PLANNING DEC 17, 2018
Oregon will help other states launch own auto-IRA programs

States looking for potential partnerships to increase retirement-plan coverage