Retirement Planning

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Fidelity, Empower to keep fiduciary services for 401(k) plan participants
RETIREMENT RETIREMENT PLANNING JUL 23, 2018
Fidelity, Empower to keep fiduciary services for 401(k) plan participants

The decisions mean the continuation of many services put in place due to the DOL fiduciary rule.

How advisers can ride the 'wave of opportunity' of aging clients
RETIREMENT RETIREMENT PLANNING JUL 23, 2018
How advisers can ride the 'wave of opportunity' of aging clients

People are healthier and living longer than ever, and MIT AgeLab's Joe Coughlin says advisers are primed to take advantage.

401(k) advisory firms with custom TDFs offer pain, solace to asset managers
RETIREMENT RETIREMENT PLANNING JUL 20, 2018
401(k) advisory firms with custom TDFs offer pain, solace to asset managers

The funds offer direct competition but also a way for small or actively managed players to get a piece of the pie.

Checking one off the bucket list
RETIREMENT RETIREMENT PLANNING JUL 19, 2018
Checking one off the bucket list

Columnist tests a long-held dream for her retirement and finds it lacking.

Variety of tax benefits help offset the cost of college
RETIREMENT RETIREMENT PLANNING JUL 19, 2018
Variety of tax benefits help offset the cost of college

Parents at all income levels can find something that works for them among options that include 529 plans, tax deductions and tax credits.

SEC charges RIA and CEO with putting $19 million of client money into risky investments
RETIREMENT RIAS JUL 18, 2018
SEC charges RIA and CEO with putting $19 million of client money into risky investments

Temenos Advisory Inc. and CEO George L. Taylor are also charged with pocketing hefty commissions and 'grossly overbilling' clients

Fidelity backs away from being 'point in time' fiduciary for 401(k) plans
RETIREMENT RETIREMENT PLANNING JUL 18, 2018
Fidelity backs away from being 'point in time' fiduciary for 401(k) plans

Some advisers think this indicates other providers will pivot in light of DOL fiduciary rule's death.

Social Security scam alert
RETIREMENT RETIREMENT PLANNING JUL 17, 2018
Social Security scam alert

Beware of suspicious calls demanding personal information.

Fidelity adds more financial planning to its 401(k) managed accounts
RETIREMENT RETIREMENT PLANNING JUL 17, 2018
Fidelity adds more financial planning to its 401(k) managed accounts

Observers say that advisers delivering financial wellness programs to 401(k) plans should take note.

Retirement savings proposals introduced in Senate, under discussion in the House
RETIREMENT RETIREMENT PLANNING JUL 17, 2018
Retirement savings proposals introduced in Senate, under discussion in the House

Measures would make it easier for small businesses to join pooled plans and provide companies with incentives to use auto enrollment, escalation

Small businesses face a big retirement challenge
RETIREMENT RETIREMENT PLANNING JUL 17, 2018
Small businesses face a big retirement challenge

State-backed IRAs offer creative savings solutions for millions of workers.

Beware 401(k) robo-fiduciaries – especially the human ones
RETIREMENT RETIREMENT PLANNING JUL 17, 2018
Beware 401(k) robo-fiduciaries – especially the human ones

Less experienced plan advisers armed with powerful tools and outsourced resources are willing to work for half the price of more knowledgeable plan advisers.

An advisor's guide to engaging the modern family
RETIREMENT RETIREMENT PLANNING JUL 17, 2018
An advisor's guide to engaging the modern family

Can inherited IRAs be split in a divorce?
RETIREMENT RETIREMENT PLANNING JUL 16, 2018
Can inherited IRAs be split in a divorce?

A new phenomenon may signal a trend in which IRAs play a bigger role in divorce settlements.

Advisers applaud House bills to expand health savings accounts
RETIREMENT RETIREMENT PLANNING JUL 16, 2018
Advisers applaud House bills to expand health savings accounts

House committee approves measures to raise contribution limits, extend eligibility.

Former manager for New York pension fund sentenced to 21 months for taking bribes for brokers
RETIREMENT RETIREMENT PLANNING JUL 13, 2018
Former manager for New York pension fund sentenced to 21 months for taking bribes for brokers

Navnoor Kang was arrested in 2016 and accused of accepting gifts, including drugs and luxury watches, in pay-to-play scheme.

Automatic enrollment in small-business plans is working
RETIREMENT RETIREMENT PLANNING JUL 12, 2018
Automatic enrollment in small-business plans is working

Participation at 83%, versus 58% for plans with voluntary enrollment, Vanguard study finds.

Retirees spend their golden years on campus
RETIREMENT RETIREMENT PLANNING JUL 11, 2018
Retirees spend their golden years on campus

As seniors flock to live near universities, Purchase College in New York is developing a retirement community.

Tax loophole from 1960s could let wealthy tap 21% corporate rate
RETIREMENT RETIREMENT PLANNING JUL 11, 2018
Tax loophole from 1960s could let wealthy tap 21% corporate rate

Provision related to investments held offshore could save wealthy Americans millions in taxes.

MassMutual offers active target-date funds managed by T. Rowe Price
RETIREMENT RETIREMENT PLANNING JUL 10, 2018
MassMutual offers active target-date funds managed by T. Rowe Price

Tactical asset allocation funds will be available only in MassMutual-managed plans.