If the rate of return on the policy exceeds the loan's interest rate over the life of the contract, the client comes out ahead. But beware the risks.
The rule regulated what was already happening within the defined-contribution industry anyway.
The past year saw the biggest loss of the decade as increases in living expenses outpaced the cost-of-living adjustment.
Morningstar report: Lack of data on fees, investments makes advice on rollovers costlier and more challenging for investors.
Lawsuit claims insurers 'betrayed' thousands of pension plan participants and beneficiaries.
Says viewing health costs as a staggering lump sum impedes action and planning.
Association health plans would lack some of the protections required under Obamacare.
Personalized letters to friends and family can help clients resolve personal issues while also explaining their estate plan.
Equity and bond fund fees down more than 45% from the early 2000s.
Clear benefits for advisory firms, but some think advisers may be ill-equipped to deliver financial wellness and see potential conflict.
The new tax law could increase financial challenges for divorced people, but planning opportunities abound.
Now that a new law provides executors with access to digital assets, estate planning needs to include such assets
Strategy involves a limited liability company and non-grantor trusts set up in a no-tax state.
Competition is heating up among asset managers.
Justice Department didn't petition the Supreme Court to rehear the case. A mandate from the 5th Circuit would finally lay the fiduciary rule to rest.
Industry coalition seeks to educate the public and advisers about the value of annuities.
But one year of higher health care costs may be worth it to lower RMDs and taxes in the future.
Both companies are said to be developing target-date funds with this focus.
Will try to determine whether more than 2,000 retirement plans are abandoned.
Plan sponsors are left out of the equation because they don't appear to fall within the definition of "retail" investor, legal experts say.
