Retirement Planning

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RETIREMENT RETIREMENT PLANNING NOV 22, 2016
Advisers' female clients will face higher retiree health costs

New report details the high cost of living longer with fewer resources than men.

RETIREMENT RETIREMENT PLANNING NOV 22, 2016
401(k) plan designs hurt employees' ability to save

A number of longtime 401(k) plan designs fail to reflect a new workforce, according to a Government Accountability Office report.

RETIREMENT RETIREMENT PLANNING NOV 21, 2016
Why Social Security is crucial to women

Lower incomes and fewer assets in savings plans lead to problems in retirement.

RETIREMENT RETIREMENT PLANNING NOV 21, 2016
The amazing vanishing DOL fiduciary rule?

In the end, will the new rule survive? Just as there are paths to ultimate revocation, there are also paths to survival.

RETIREMENT RETIREMENT PLANNING NOV 21, 2016
New robo-adviser geared to retirees

True Link joins crowded digital-advice market dominated by big financial names..

Hybrid RIA managing $2.2 billion in client assets joins Securities America from LPL Financial
RETIREMENT RETIREMENT PLANNING NOV 21, 2016
Hybrid RIA managing $2.2 billion in client assets joins Securities America from LPL Financial

WealthPLAN Partners was with LPL for 27 years.

RETIREMENT RETIREMENT PLANNING NOV 17, 2016
U.S. divorce rate drops to lowest level in 35 years

Marriage has been holding steady for the past several years, but weddings are still half as common as they were in the 1970s and early 1980s.

RETIREMENT RETIREMENT PLANNING NOV 17, 2016
New Social Security rules and divorce

Two sets of benefits exist for ex-spouses depending on their birth dates.

RETIREMENT RETIREMENT PLANNING NOV 17, 2016
Advisers can't be passive when it comes to DOL rule's fiduciary principles

Each of the underlying duties of the fiduciary rule's best-interest standard — loyalty, care and individualization — require advisers to take specific actions.

RETIREMENT RETIREMENT PLANNING NOV 17, 2016
Advisers and clients worry about Obamacare changes under Trump

Some advisers rely on the Affordable Care Act to insure themselves and employees, and now fear that it could be repealed or substantially changed.

RETIREMENT RETIREMENT PLANNING NOV 17, 2016
College financial aid process begins Saturday

FAFSAs for the 2017-18 school year are out three months earlier this year, and now allow reporting prior-prior year income data, or 2015.

Student loans preventing parents from saving for retirement
RETIREMENT RETIREMENT PLANNING NOV 17, 2016
Student loans preventing parents from saving for retirement

Some 42% of parents said they're losing sleep worrying about future college costs, and 63% feel guilty that they won't be able to pay more.

RETIREMENT RETIREMENT PLANNING NOV 16, 2016
Student loans poised for an overhaul under President Trump

Advocates of federal direct loans are worried that privatization could mean the end of student loans as a broad entitlement.

RETIREMENT RETIREMENT PLANNING NOV 16, 2016
The other DOL retirement regulation Trump and the GOP may scuttle

The Department of Labor's rule exempting state-based auto IRA plans from ERISA could be in jeopardy under the new Republican administration. <b><i>(More: <a href=&quot;http://www.investmentnews.com/section/fiduciary-focus&quot; target=&quot;_blank&quot;>The most up-to-date information on the DOL fiduciary rule</a>)</i></b>

Legislation, DOL rule could boost multiple employer plans
RETIREMENT RETIREMENT PLANNING NOV 16, 2016
Legislation, DOL rule could boost multiple employer plans

Largely ignored now, changes could make MEPs popular among retirement plan advisers.

Gradually converting a traditional IRA to a Roth can boost nest egg
RETIREMENT RETIREMENT PLANNING NOV 16, 2016
Gradually converting a traditional IRA to a Roth can boost nest egg

Plus, the strategy can help reduce required minimum distributions and cut taxes.

RETIREMENT RETIREMENT PLANNING NOV 15, 2016
How wealthy Americans can maximize their payoff from Donald Trump's presidency

Financial advisers are telling clients to make these moves before the end of 2016.

RETIREMENT RETIREMENT PLANNING NOV 15, 2016
Edward Jones hit with second lawsuit over excessive 401(k) fees

Allegations in the lawsuit largely resemble those of a separate one filed in August this year.

RETIREMENT RETIREMENT PLANNING NOV 15, 2016
New Social Security rules and divorce

Two sets of benefits exist for ex-spouses depending on their birth dates.

Capital One will eliminate commissions on IRAs
RETIREMENT RETIREMENT PLANNING NOV 14, 2016
Capital One will eliminate commissions on IRAs

The transition will be completed by the time the Department of Labor fiduciary rule takes effect.