Retirement Planning

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RETIREMENT RETIREMENT PLANNING SEP 30, 2015
More employees enroll in health savings accounts, 401(k)s

New study finds auto enrollment plans help a lot of workers as fears surrounding the financial crisis fade.

RETIREMENT RETIREMENT PLANNING SEP 30, 2015
Employees enrolling in health savings accounts, 401(k)s more than ever: report

BofA study finds auto enrollment plans helping a lot but workers, particularly younger ones, are more confident as the financial crisis continues to fade.

RETIREMENT RETIREMENT PLANNING SEP 30, 2015
Health care costs for retired couples climb 11% over 2014: Fidelity

65-year-old couple retiring this year should expect to spend $245,000 on health care costs, up $25K from last year.

RETIREMENT RETIREMENT PLANNING SEP 30, 2015
Health benefits: Here's what you need to know to make the most of them

This is how to wade through the alphabet soup of HDHPs, HSAs, FSAs and more.

Wagner bill to stop DOL fiduciary up for a vote this week
RETIREMENT RETIREMENT PLANNING SEP 30, 2015
Wagner bill to stop DOL fiduciary up for a vote this week

A House committee will take up the measure Wednesday, but Rep. Ann Wagner says it isn't clear when it would come before the full House and how much bipartisan support it would garner.

New research shows 401(k) plans produce same level of asset accumulation as traditional pensions
RETIREMENT RETIREMENT PLANNING SEP 30, 2015
New research shows 401(k) plans produce same level of asset accumulation as traditional pensions

Alicia Munnell, a longtime critic of 401(k) plans, says she will no longer deride defined contribution plans for producing less savings than a traditional pension.

Social Security filing tip: Don't let clients file early
RETIREMENT RETIREMENT PLANNING SEP 30, 2015
Social Security filing tip: Don't let clients file early

Every year, Americans give up thousands of dollars of income by filing for Social Security benefits too early. New study finds a third of people who file early had enough assets in IRAs to make up for two years of Social Security checks.

If Obama holds firm, here's what the DOL fiduciary rule will end up looking like
RETIREMENT RETIREMENT PLANNING SEP 30, 2015
If Obama holds firm, here's what the DOL fiduciary rule will end up looking like

Expect language that would brighten the line between education and advice, and expand the list of permissible assets for retirement plans, to name a few.

RETIREMENT RETIREMENT PLANNING SEP 29, 2015
DOL poised to advance final fiduciary rule

Politico reports the measure will move to the Office of Management and Budget by Jan. 31, setting the stage for finalization.

RETIREMENT RETIREMENT PLANNING SEP 29, 2015
Legislation to replace DOL fiduciary could be tied to must-pass bill to keep government open

Lawmakers could write legislation within days — and attach it to a must-pass spending bill — that would replace the Labor Department's pending rule to raise investment advice standards for retirement accounts, effectively killing it.

RETIREMENT RETIREMENT PLANNING SEP 29, 2015
The details you don't know about Social Security but should

A study finds the vast majority of future retirees risk leaving thousands of dollars in benefits on the table each year due to their lack of knowledge.

House Democrats seek changes to DOL fiduciary rule
RETIREMENT RETIREMENT PLANNING SEP 29, 2015
House Democrats seek changes to DOL fiduciary rule

Ten representatives send letter calling on the agency to fix problems with exemptions for compensation practices and investor education.

RETIREMENT RETIREMENT PLANNING SEP 28, 2015
SEC cracks down on advisers' access to clients' outside accounts

As part of its focus on custody violations, the SEC is examining cases in which clients give advisers their usernames and passwords.

RETIREMENT RETIREMENT PLANNING SEP 28, 2015
Seniors squeezed by no Social Security increase

Official inflation measure ignores retirees' biggest costs; Medicare hike a focus

Seniors squeezed by no Social Security increase
RETIREMENT RETIREMENT PLANNING SEP 28, 2015
Seniors squeezed by no Social Security increase

2016 will mark the third time that seniors have received no increase in Social Security benefits since automatic COLAs were enacted by Congress in 1975. The first two times were in 2010 and 2011.

RETIREMENT RETIREMENT PLANNING SEP 28, 2015
How millennials can balance debt reduction and retirement savings

Students are graduating with more debt than ever before, but they should make sure they don't neglect their retirement savings.

RETIREMENT RETIREMENT PLANNING SEP 28, 2015
Social Security rules for divorced spouses are complex — here's what you need to know

For example, you must be single to collect spousal benefits on an ex.

Complex Social Security rules for divorced spouses
RETIREMENT RETIREMENT PLANNING SEP 28, 2015
Complex Social Security rules for divorced spouses

You must be single to collect spousal benefits on an ex.

Social Security benefits for remarried widows and widowers
RETIREMENT RETIREMENT PLANNING SEP 28, 2015
Social Security benefits for remarried widows and widowers

Remarriage at age 60 or later preserves the right to survivor benefits.

RETIREMENT RETIREMENT PLANNING SEP 27, 2015
Gen X lags boomer generation in retirement savings: Study

Younger adults can't use their parents' generation as a sound template for their retirement savings.