Retirement Planning

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RETIREMENT RETIREMENT PLANNING MAY 27, 2015
Social Security's $12.4 million error

Agency overpays spousal benefits to some public employees, underpays others.

RETIREMENT RETIREMENT PLANNING MAY 26, 2015
How a financial 'coach' can screw up your life

Anyone can hang out a shingle as a coach, but have they been trained?

Vanguard finds another way to get its ETFs in your clients' hands
RETIREMENT RETIREMENT PLANNING MAY 26, 2015
Vanguard finds another way to get its ETFs in your clients' hands

With new presence in the ETF strategist game, Vanguard wins Envestnet, Cambridge and more retirement-plan business.

RETIREMENT EQUITIES MAY 22, 2015
Americans are saving more these days and that's not necessarily a good thing: Fink

<i>Breakfast with Benjamin:</i> BlackRock CEO Laurence Fink says low rates are pushing more Americans to boost savings as their fear of retirement security increases, thanks to low rates.

The real reason the Federal Reserve isn't raising interest rates
RETIREMENT RETIREMENT PLANNING MAY 22, 2015
The real reason the Federal Reserve isn't raising interest rates

<i>Breakfast with Benjamin</i>: The real reason the Fed is sitting on its hands boils down to a lousy employment market.

Financial markets can smell a rate hike coming
RETIREMENT EQUITIES MAY 22, 2015
Financial markets can smell a rate hike coming

<i>Breakfast with Benjamin</i>: Equity markets are abruptly adjusting to the notion that the Fed might finally get off the sidelines.

RETIREMENT RETIREMENT PLANNING MAY 20, 2015
DOL fiduciary rule in crosshairs of new spending bill

House measure would forbid Labor Department from spending any funds to finalize or implement the rule.

Retirement plan advisers' golden opportunity: IRS restatement requirements
RETIREMENT RETIREMENT PLANNING MAY 20, 2015
Retirement plan advisers' golden opportunity: IRS restatement requirements

This could be the perfect opportunity for plan advisers to connect with employers to review the effectiveness of their retirement plans.

The $12.4 million Social Security error
RETIREMENT RETIREMENT PLANNING MAY 20, 2015
The $12.4 million Social Security error

Agency overpays spousal benefits to some public employees, underpays others.

Latest twist on retirement income hits the market
RETIREMENT RETIREMENT PLANNING MAY 20, 2015
Latest twist on retirement income hits the market

How much are you risk are you willing to take on for the promise of a predictable monthly check in retirement?

Saving for retirement should be advisers' top priority: Wharton's Marston
RETIREMENT RETIREMENT PLANNING MAY 20, 2015
Saving for retirement should be advisers' top priority: Wharton's Marston

Finance prof says advisers not getting message of the value of delaying Social Security until 66 across to clients.

Supreme Court hands down decision in key 401(k) lawsuit
RETIREMENT RETIREMENT PLANNING MAY 20, 2015
Supreme Court hands down decision in key 401(k) lawsuit

Message to advisers: Mind recommended fund lineups, review plan sponsor contracts.

Advisers like Rubio tax plan's simplicity, but shudder at details
RETIREMENT RETIREMENT PLANNING MAY 20, 2015
Advisers like Rubio tax plan's simplicity, but shudder at details

Plan would cut almost all tax deductions, but also would eliminate taxes on estates and capital gains, dividends.

Lesson from presidential hopeful Rubio: Don't cash out your 401(K)
RETIREMENT RETIREMENT PLANNING MAY 19, 2015
Lesson from presidential hopeful Rubio: Don't cash out your 401(K)

By withdrawing the retirement money early, the politician will have to pay a 10% penalty as well as regular income taxes.

George Soros pitches a currency move to prevent a third world war
RETIREMENT EQUITIES MAY 19, 2015
George Soros pitches a currency move to prevent a third world war

<i>Breakfast with Benjamin</i>: The billionaire investor is calling on the United States to allow China's currency to join the International Monetary Fund's basket of currencies.

Advisers blanch at Rubio cashing out 401(K)
RETIREMENT RETIREMENT PLANNING MAY 19, 2015
Advisers blanch at Rubio cashing out 401(K)

Though most say it is never a good idea to take early distributions, the presidential hopeful should be in a better position than most to recover.

Late-in-life children can tangle your finances. Here are four rules to help.
RETIREMENT RETIREMENT PLANNING MAY 19, 2015
Late-in-life children can tangle your finances. Here are four rules to help.

Put retirement savings ahead of college; if you're older, you have less room for error, and you need to take care of yourself first.

Slow start to Obama's grand 'MyRA' retirement savings program
RETIREMENT RETIREMENT PLANNING MAY 19, 2015
Slow start to Obama's grand 'MyRA' retirement savings program

Treasury Dept. met its deadline but significant hurdles remain to get workers signed up.

Help investors plug the $24 billion retirement savings leak
RETIREMENT RETIREMENT PLANNING MAY 18, 2015
Help investors plug the $24 billion retirement savings leak

Workers forfeit an estimated $24 billion a year by not contributing enough money to their 401(k) plans to capture their employer's full match.

How to become a more valued retirement plan adviser
RETIREMENT RETIREMENT PLANNING MAY 18, 2015
How to become a more valued retirement plan adviser

Employers are looking to discuss the specific needs of plan participants, which will eventually lead to solutions you can offer.