Advisers' jobs include not only helping clients reach a secure retirement but also helping them live through that retirement
Paying tax now on today's balance may be preferable to paying future tax on a much larger sum, year after year.
With pension closed, options include lump-sum distribution, annuity, 401(k) or IRA.
Roth IRA conversions or contributions can be undone up to Oct. 15 of the following year
With regulatory and marketplace changes, more clients nedd help navigating Medicare maze.
Prepare for that <i>bon voyage</i> by finding out how you can use Medicare while traveling.
Help your clients prepare for that bon voyage by letting them know how they can travel and use Medicare.
Fame, money and a big family may make an estate fight nearly inevitable. But a strong legal framework can help a court case move more quickly than it otherwise would.
Which is harder to swallow: realizing that your advice cost a client more than $29,000 in lost Social Security benefits or owning up to the mistake?
People are more apt to change their behaviors when they are engaged in fun, achievement-oriented tasks with established rewards.
A shocking number of plans still charge more than 2% in fees, but technology is changing the game.
Demand will shift from retirement income to housing and care issues.
House and Senate Dems sent separate letters this week to Labor Secretary Thomas Perez asking him to add 45 days to the 75-day comment period.
The typical worker forfeits $1,336 a year in lost 401(k) employer matches. Are you one of them?
How do you instill values in your children so that even the most privileged work for the benefit of their families and others?
Adding a mix of nontraditional investments to fixed-income holdings can help.
Once, these moves might have been seen as wise. But the environment has changed.
For now, the service provided is advice, rather than management.
It will be tough, however, to compete with 401(k) behemoth Financial Engines.
Advisers must go further than automatic features if they'd like to get employees interested in saving at work.
