Clients must contact SSA directly to get benefit estimates on ex's earnings.
Higher-earning spouse wrongly believed she couldn't collect widow's benefit.
Her estate may contain very few assets: that's one sign of good planning.
Many have significant savings but don't know how to make it last
As Illinois pushes ahead with its automatic retirement savings account program, the Financial Services Institute argues the savings plans pose competition to advisers and will work to discourage other states from following suit.
Continued years of work in the private sector can ease the impact of benefit cuts on public workers.
Specific returns clients earn on investments right around retirement disproportionately impact their lifetime outcomes.
In a two-part tradeoff, John Hancock will acquire New York Life's Retirement Plan Services business, and New York Life will take on a block of John Hancock's life insurance business. One deals bolsters John Hancock's retirement reach and the other the other New York Life's insurance reserves.
Most loan takers are in their 40s, earning $40,000 to $60,000 a year, report finds.
<b>Game Changers: Dealing with Dementia</b> Cognitive decline doesn't just rob the elderly of their mental capacity. Advisers and their firms often are left adrift, forced to make crucial decisions affecting the financial affairs of elderly clients.
Resist the temptation to increase risk for low savers, as every dollar becomes more important.
Increasing high-yield exposure in an intermediate-bond portfolio may add return, but is risky
Dallas company will be custodian for the Treasury's 'myRA' program the president announced in January.
Giving stock instead of cash to a charity means the charity nets more, and you avoid any tax liability. A donor-advised fund is a good option.
Pre-retirement planning strategies help reduce tax impact from required minimum distributions.
Insurance giant AIG tweaks existing deferred-income product to meet Treasury's guidelines. But will it satisfy the market? <i>(Don't miss: <a href="http://www.investmentnews.com/gallery/20141121/FREE/112109999/PH" target="_blank">Top sellers of individual annuities</a>)</i>
With Congress adjourned, rejected bills, such as one facilitating insurance agents' ability to practice in multiple states that was blocked by Sen. Tom Coburn, will need to be reintroduced next year.
December to January offers a great window of time to optimize your financial decisions for low taxes.
Proposal would hike investment taxes — and impose a transaction fee — but cut taxes for households under $200,000 income.
The case study of a family with complicated needs in the wake of a big sale
