Retirement Planning

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RETIREMENT RETIREMENT PLANNING DEC 03, 2014
401(k) plan costs decline as indexing increases

Biggest impact felt by employees in largest and smallest plans; they see drops of more than 10%

RETIREMENT RETIREMENT PLANNING DEC 03, 2014
401(k) plan costs decline as indexing becomes more popular

Biggest impact felt by largest and smallest plans.

RETIREMENT RETIREMENT PLANNING DEC 03, 2014
Retirement plan contribution limits for tax year 2015 bring new opportunities

Higher limitations for contributions gives advisers a chance to remind clients to save.

RETIREMENT EQUITIES DEC 03, 2014
Americans feeling squeezed in saving for retirement

BlackRock poll show most find it hard to pay bills and put money aside for retirement; Social Security considered key source of income.

RETIREMENT RETIREMENT PLANNING DEC 02, 2014
How children reap the benefits of Social Security

Children become eligible when a parent dies or becomes disabled. But there are three important ages to remember: 16, 18 and 22.

How children can reap the benefits of Social Security
RETIREMENT RETIREMENT PLANNING DEC 02, 2014
How children can reap the benefits of Social Security

When a parent retires, becomes disabled or dies, children can collect benefits.

RETIREMENT RETIREMENT PLANNING DEC 01, 2014
The Russian collapse puts some 401(k)s in danger

Some emerging-markets funds are invested in oil-driven economy.

RETIREMENT RETIREMENT PLANNING DEC 01, 2014
Advisers must help clients decide how HSAs fit in their plans

Clients need more knowledge about health savings accounts and their potential role in helping fund health and retirement needs.

RETIREMENT EQUITIES DEC 01, 2014
Corporate bonds fly off the shelves ahead of looming rate hikes

Tuesday's <i>Breakfast with Benjamin</i> features bond sales hitting a new record as rate hikes loom. Plus: Bracing for a global currency war, falling oil prices catch fund managers by surprise, and making 2015 the year of the maxed-out 401(k).

RETIREMENT RETIREMENT PLANNING DEC 01, 2014
The 401(k) gender gap widens

But which gender is saving more? The answer may surprise you.

Delayed retirement reduces health care costs
RETIREMENT RETIREMENT PLANNING DEC 01, 2014
Delayed retirement reduces health care costs

Working beyond Medicare age can save thousands per year.

RETIREMENT RETIREMENT PLANNING NOV 30, 2014
How to help clients invest for college without sacrificing retirement

Striking a balance between saving for college and retirement is important, because emphasizing one over the other can ultimately jeopardize both.

RETIREMENT RETIREMENT PLANNING NOV 30, 2014
Why millennials need estate planning too

Four steps you should take in your 20s and 30s

RETIREMENT RETIREMENT PLANNING NOV 30, 2014
Self-directed IRAs hold risks for financial advisers

NASAA warning highlights need for advisers to know the ins and outs of these accounts.

RETIREMENT RETIREMENT PLANNING NOV 30, 2014
If client tests positive, the next step is yours

RETIREMENT RETIREMENT PLANNING NOV 30, 2014
How to avoid the unexpected capital gains tax

Even if you didn't sell shares, the manager's actions within your fund may trigger a check to Uncle Sam

RETIREMENT RETIREMENT PLANNING NOV 30, 2014
Why employee benefit brokers are teaming with 401(k) advisers

With a new health care reform employer mandate on the way, expanding expertise becomes imperative

RETIREMENT RETIREMENT PLANNING NOV 29, 2014
Why the IRS is toothless in the fight against supersized IRAs

On Thursday's <i>Breakfast with Benjamin</i> menu, the Government Accountability Office solves the riddle of the multimillion-dollar IRA. Plus: Oil stocks bounce on the Senate's Keystone 'no' vote, seniors can't wait for Social Security, and strippers pose a threat to the '1099 economy.'

RETIREMENT RETIREMENT PLANNING NOV 28, 2014
How one woman collects three types of Social Security benefits

Divorced and widowed, this client can rack up significant guaranteed retirement income by using this savvy strategy.

RETIREMENT RETIREMENT PLANNING NOV 28, 2014
Rollovers of 401(k)s into pension plans gets government agency backing

With move, the Pension Benefit Guaranty Corp. clears the way for annuitization of the funds.