Retirement

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AllianceBernstein sees target date fund outflows
RETIREMENT PLANNING MAY 09, 2011
AllianceBernstein sees target date fund outflows

But money flowed into TDFs run by Vanguard and T. Rowe Price in the first quarter

LIFE INSURANCE AND ANNUITIES MAY 08, 2011
MetLife names new CIO

MetLife Inc., the largest U.S. life insurer, has selected Steven J. Goulart as chief investment officer to oversee a portfolio valued at more than $450 billion

RIAS MAY 08, 2011
More investors now think VAs are OK - but fees still a drag

Variable annuities, which combine mutual-fund-like investing with income or other guarantees, are as controversial as ever — but investors increasingly are considering purchasing them, financial advisers say

Allianz holds out carrot for top distributors
LIFE INSURANCE AND ANNUITIES MAY 05, 2011
Allianz holds out carrot for top distributors

Offers exclusive program for high-producing FMOs — if they agree to tougher compliance standards

Home values plummet in last year — and worst not over
RETIREMENT PLANNING MAY 05, 2011
Home values plummet in last year — and worst not over

Despite a rebounding economy, the humber of 'underwater' mortgages in the U.S. now stands at a whopping 28%. And real estate analysts say there's more where that came from.

More investors now think VAs are OK – but fees still a drag
LIFE INSURANCE AND ANNUITIES MAY 04, 2011
More investors now think VAs are OK – but fees still a drag

Investors are slowly warming up to variable annuities. They'd get even more excited if annual charges on the products were reduced.

The unexpected can sabotage the best-laid retirement plans
RETIREMENT PLANNING MAY 03, 2011
The unexpected can sabotage the best-laid retirement plans

Advisers may have a sense on how to prepare for a retirement that's right on time, but an unexpected retirement due to illness or layoff can shake even the most stable plans.

RETIREMENT PLANNING MAY 03, 2011
Alternatives absent from company retirement plans

Making the case for alternative investments in a long-term, properly allocated portfolio is easy

Tax planning: Clients don't ask, advisers don't tell
RIAS MAY 03, 2011
Tax planning: Clients don't ask, advisers don't tell

When it comes to taxes and tax planning, what we've got here is a failure to communicate

RIAS MAY 03, 2011
Nationwide plans VA that hits the bond button

In an attempt to buffer its variable annuity clients' accounts from market volatility, Nationwide Mutual Insurance Co. expects to launch a program that will shift funds into fixed-income investments when the stock markets dip

LIFE INSURANCE AND ANNUITIES MAY 03, 2011
VA carriers kill some living benefits, raise fees

Insurers look to ramp up profits on variable annuities

RETIREMENT PLANNING MAY 03, 2011
Yet another insurer bows out of LTC biz

Rising medical costs and longer live expectencies are putting the squeeze on long-term-care insurance providers. This week, another carrier -- Guardian Life -- said it's exiting the LTC biz.

S&P 'shot across the bow' could be start of financial fix for U.S.
REGULATION AND LEGISLATION APR 29, 2011
S&P 'shot across the bow' could be start of financial fix for U.S.

Amid the financial crisis of 2008, ratings agencies were villified by press and public alike. But S&amp;P's lowering of its credit rating outlook for Uncle Sam was hailed by some as a crucial step in getting lawmakers to do something about the crushing federal deficit. | <font color = blue>Benjamin: Run on Treasuries a flight to crazy</font>

RETIREMENT PLANNING APR 29, 2011
John Hancock will draw the curtains on AnnuityNote simplified VA

Wealthy parents keeping kids in dark about inheritances
RETIREMENT PLANNING APR 28, 2011
Wealthy parents keeping kids in dark about inheritances

Rich folks, worried that the specter of a large bequeath could kill a child's drive to succeed, are increasingly keeping mum about their estates

RIAS APR 27, 2011
United Capital Acquires $170M financial planning firm

United Capital Financial Advisers today announced the acquisition of financial planning firm Vantage Point Advisors. Vantage Point, which manages $170 million in assets, will now operate under the name of United Capital Private Wealth Counseling.

LIFE INSURANCE AND ANNUITIES APR 27, 2011
Merger pace slow for U.S. life insurers in 2010

U.S. life carriers had a fairly small appetite for mergers and acquisitions in 2010, with much of the activity taking place in AIG's shedding of its foreign life insurance subsidiaries.

White House unveils 'your tax dollars at work' receipt
TAX APR 26, 2011
White House unveils 'your tax dollars at work' receipt

Breakdown of where the money goes now available online; a simple 'thanks' would suffice

Obama puts money where his mouth is on tax return
RIAS APR 25, 2011
Obama puts money where his mouth is on tax return

The president's policy goals are reflected in his personal money management, according to an expert who reviewed the tax returns the country's chief executive made public after paying his family's annual bill to the government he runs.

RETIREMENT PLANNING APR 25, 2011
Workers like auto-enroll, so why don't plans push it?

&#8220;Anemic&#8221; default-contribution rates among defined-contribution plans using automatic enrollment stand in stark contrast to what plan executives consider optimal savings rates, a survey of 101 plans by the Defined Contribution Institutional Investment Association has found