High payout rates and a concrete investment time horizon give longevity annuities a leg up on some investments.
Before making a decision, advisers must evaluate what a client wants from alternatives, as well as their capacity for risk and liquidity.
The last review resulted in the establishment of Rule 1.4, which imposes a fiduciary level of care when providing financial planning to clients.
Steeply rising health costs call for a more dynamic retirement planning approach than traditional income replacement ratios.
Although delaying retirement helps financial readiness, it can't be a safety net for everyone.
This retirement-savings metric may be luring Americans into a false sense of security.
The wide dispersion of glide paths and asset allocations makes evaluation much more complex. And yet, TDF choice is likely the biggest investment decision for a plan.
The retirement funds, the firm's second to market, seek to give investors 80% pre-retirement income replacement.
Taxes levied on foreign stock dividends can be recouped, but it makes most sense for high-net-worth clients with multimillion-dollar positions.
Veterans bestow on others the financial lessons they've received during their time in the military.
