Younger adults can't use their parents' generation as a sound template for their retirement savings.
The deal is expected to add $71 billion in assets under administration and 917,000 participants to Transamerica's record-keeping platform.
Participants want professional retirement-planning advice, but many aren't using it when offered, according to a Schwab study, giving advisers a chance to shine.
In addition to fees, funds and fiduciary, specialist defined-contribution advisers are raising the stakes with conversations around plan health and design.
BlackRock's software, unique among DC vendors, riffs off the broader themes of retirement income and capturing advisers' attention with business-improvement solutions.
Advisers and industry gurus provide their thoughts on how to get started.
Variable annuities may have won the day in quarterly sales, but broker-dealers are stepping up their distribution of fixed indexed products, which hedge against rising interest rates.
Home-equity product works if you plan to stay in your home indefinitely and could use some supplemental income.
With recent market swings come opportunities for advisers to lower their clients' tax bills.
Lower income, less savings, higher health costs and longer life expectancy contribute to the disparity, but anecdotal and statistical evidence point to a shrinking margin.
