Opinion

Displaying 2109 results
Why multiyear earnouts can cause problems
NEWS OPINION SEP 14, 2021
Why multiyear earnouts can cause problems

Such arrangements are often structured in ways that misalign the interests of the buyers and sellers, and they can be highly divisive.

Mobile apps teach college students to tackle spending habits — and debt
NEWS OPINION SEP 10, 2021
Mobile apps teach college students to tackle spending habits — and debt

With students facing significant debt when they graduate, financial service providers can use technology to create a sense of empowerment around financial management for young adults.

Embedded investing and why it works
NEWS OPINION SEP 08, 2021
Embedded investing and why it works

Professionally managed portfolios that are accessible inside of consumer apps will give consumers their first taste of investing via a long-term-focused offer — perhaps coupled with education and bite-sized planning.

Investing in a disruptive climate
NEWS OPINION SEP 07, 2021
Investing in a disruptive climate

Adapting to the changing climate also includes taking into account advances in technology, such as in medicine, energy, transportation, space travel, artificial intelligence and computing. We need to analyze our current investments and consider updating our portfolios.

Great service is assumed. A full client experience is not
NEWS OPINION SEP 07, 2021
Great service is assumed. A full client experience is not

Rather than focusing on servicing clients, think instead of creating a great client experience — something that's very different.

Building a better portfolio with ESG ETFs
NEWS OPINION SEP 02, 2021
Building a better portfolio with ESG ETFs

ESG ETFs have investments related to solving social issues in the country such as racial disparities and better health care.

4 key Olympic lessons for advisers
NEWS OPINION SEP 01, 2021
4 key Olympic lessons for advisers

Here are the top four lessons I walked away from the Olympics with and that I will strive to instill in my team.

Small acts of kindness that build your advisory business
NEWS OPINION SEP 01, 2021
Small acts of kindness that build your advisory business

Treating clients as we would our dearest friends is not only the right thing to do, but tends to result in a lot of referrals from happy, well-cared-for clients.

The future of the B-D: Death of a salesman?
NEWS OPINION AUG 30, 2021
The future of the B-D: Death of a salesman?

If you are an adviser, you are either currently with an RIA, thinking about going RIA or know someone who has left a broker to go RIA.

Turning on a dime to solve the ‘investor problem’
NEWS OPINION AUG 30, 2021
Turning on a dime to solve the ‘investor problem’

Great advisers with good tools were unable to prevent far too many investors from making emotional decisions amid the March 2020 market volatility.

Clients both happy and unhappy
NEWS OPINION AUG 27, 2021
Clients both happy and unhappy

My happiest client thinks I’m a true investment genius. My unhappiest is, of course, no longer my client.

How will a capital gains tax hike affect red-hot RIA M&A market?
NEWS OPINION AUG 24, 2021
How will a capital gains tax hike affect red-hot RIA M&A market?

Many RIA sellers who were already contemplating an exit in the near- to mid-term are likely to see the handwriting on the wall and scramble to complete their sales before the tax increase takes effect.

5 major takeaways from the blockbuster IPCC report
NEWS OPINION AUG 20, 2021
5 major takeaways from the blockbuster IPCC report

Advisers should be thinking about how best to shield their clients from the threat that climate change poses to investors’ returns — and the stability of the entire financial system — in coming years.

Don't forget about clients once they've become clients
NEWS OPINION AUG 19, 2021
Don't forget about clients once they've become clients

Remember to always keep serving your clients. Just because they signed on the dotted line doesn’t mean they’ll always stick around.

5 reasons why every app is becoming a financial services app
NEWS OPINION AUG 18, 2021
5 reasons why every app is becoming a financial services app

Embedded finance has become popular, and profitable, as companies combine savings, lending, insurance, investing and planning services into nontraditional apps, like Walmart Inc. and Uber Technologies Inc.

Why the M&A clock is ticking faster than ever
NEWS OPINION AUG 17, 2021
Why the M&A clock is ticking faster than ever

Firms interested in selling have increased dramatically, but going into the end of this year, it may be hard to find the specialized contractors needed to complete a deal, like bankers, lawyers and accountants.

Congress should continue updating the retirement system
NEWS OPINION AUG 16, 2021
Congress should continue updating the retirement system

The SECURE Act 2.0 builds on the success of the original SECURE Act signed into law in 2019 with several commonsense provisions to further help individuals save and invest for their retirement.

The future of investing is personal — and it's already here
NEWS OPINION AUG 13, 2021
The future of investing is personal — and it's already here

In the past year alone, Goldman Sachs Group Inc., Morgan Stanley & Co., BlackRock Inc. and Charles Schwab & Co. have all expanded their direct-indexing capabilities and are jockeying for the next generation of investors.

The parallel paths of ETFs and annuities
NEWS OPINION AUG 13, 2021
The parallel paths of ETFs and annuities

The questions that RIAs have about commission-free annuities right now are the very same questions they had just 15 years ago about exchange-traded funds, which are now a core part of client portfolios.

SRI or die: Time to get on board the responsible investing trend
NEWS OPINION AUG 13, 2021
SRI or die: Time to get on board the responsible investing trend

Advisers aren’t talking to their clients about SRI investing, or if they are, they aren’t taking it seriously — which will ultimately be to their own detriment.