Opinion

Displaying 2102 results
Can HSAs flip the script on retirement health care expenses?
NEWS OPINION AUG 28, 2019
Can HSAs flip the script on retirement health care expenses?

The accounts come with powerful tax advantages, but not many people use HSAs, and even fewer use them in the optimal manner.

Reg BI creates certainty and provides investors with a choice
NEWS OPINION AUG 28, 2019
Reg BI creates certainty and provides investors with a choice

The Securities and Exchange Commission's new regulation takes effect June 30, 2020.

Helping clients crack the code on Social Security
NEWS OPINION AUG 27, 2019
Helping clients crack the code on Social Security

It's critical that advisers educate clients about the benefits and trade-offs related to claiming Social Security at various ages.

Disruptive look at the confluence of digital and human advice
NEWS OPINION AUG 26, 2019
Disruptive look at the confluence of digital and human advice

Technology is transforming the advice business, and managing the full household portfolio in a comprehensive way is the new standard.

Why advisers should eliminate the B word
NEWS OPINION AUG 21, 2019
Why advisers should eliminate the B word

Constantly being busy is doing us more harm than good. Here's an approach that helps you prioritize

Learn to love delegating
NEWS OPINION AUG 21, 2019
Learn to love delegating

Pick good people and get great results

What RIAs should learn from Uber and Lyft
NEWS OPINION AUG 15, 2019
What RIAs should learn from Uber and Lyft

Most RIA owners are obsessed with growing top-line revenue at all costs, with little thought to the bottom-line profitability of each additional dollar of AUM

Succession planning where the adviser keeps working?
NEWS OPINION AUG 06, 2019
Succession planning where the adviser keeps working?

'Sell and stay' is a strategy that can help advisers focus on what they care most about doing in later years.

Time to shift your hiring goal from 'culture-fit' to 'culture-add'
NEWS OPINION AUG 03, 2019
Time to shift your hiring goal from 'culture-fit' to 'culture-add'

As a firm owner or decision-maker, you have the power to make an impact on this profession.

It's time to end 'rulemaking by enforcement'
NEWS OPINION JUL 29, 2019
It's time to end 'rulemaking by enforcement'

If rules don't define advisers' obligations, it's hard for firms and advisers to operate their businesses and providing guidance to clients

SECURE Act could ruin your 401(k)
NEWS OPINION JUL 29, 2019
SECURE Act could ruin your 401(k)

Congress is considering tweaking the popular retirement plan to encourage annuities

5 ways to achieve healthy innovation as an adviser
NEWS OPINION JUL 23, 2019
5 ways to achieve healthy innovation as an adviser

Firms should take steps now to intentionally create a culture of innovation

Financial advisers shouldn't have to stress over health insurance
NEWS OPINION JUL 22, 2019
Financial advisers shouldn't have to stress over health insurance

Professional employer organizations give independent advisory firms a way to gain quality coverage.

3 lessons for advisers from 401(k) and 403(b) class-action settlements
NEWS OPINION JUL 17, 2019
3 lessons for advisers from 401(k) and 403(b) class-action settlements

Retirement plan advisers need to discuss record-keeping pricing, investment vehicles and the use of participant data with clients

Applauding the SEC's new approach to disclosure
NEWS OPINION JUL 11, 2019
Applauding the SEC's new approach to disclosure

Form CRS uses a simplified approach to help clients more fully understand the terms of their relationships with advisers

What the end of iTunes teaches us about winning new clients
NEWS OPINION JUL 09, 2019
What the end of iTunes teaches us about winning new clients

The best way to gauge how well you are positioned and whether you have a competitive offering is by measuring how many new clients you are bringing in.

When clients survive a mass shooting
NEWS OPINION JUL 09, 2019
When clients survive a mass shooting

Advisers working with survivors should focus on more than just the financial and legal aspects of their situation

A higher standard of client care
NEWS OPINION JUL 08, 2019
A higher standard of client care

Finra's recent guidance on firms' communications with clients of transitioning advisers recognizes the importance of choice and continuity of service for clients.

Fixed-income solutions for breakaways entering the RIA space
NEWS OPINION JUN 25, 2019
Fixed-income solutions for breakaways entering the RIA space

Wirehouse advisers fear that they'll have less access to fixed-income investments in the independent space, but the opposite is true.

Don't bet your retirement on a fake track record
NEWS OPINION JUN 17, 2019
Don't bet your retirement on a fake track record

Backtested formulas often don't work in the real world and should be well regulated