Opinion

Displaying 2109 results
Why the public is still leery of online brokerages
NEWS OPINION MAY 04, 2021
Why the public is still leery of online brokerages

Lawsuits have popped up alleging wide-reaching conspiracies and gamification strategies at some of the most well-known firms. Online brokerages are increasingly responsible for rebuilding public trust.

Modernizing regulations to keep pace with technology
NEWS OPINION MAY 04, 2021
Modernizing regulations to keep pace with technology

Finra has allowed fully remote inspections during the pandemic, and the industry is now encouraging the regulator to make the temporary adjustments into long-term changes.

DOL's cybersecurity tips were needed, but 401(k)s shouldn't ask much from participants
NEWS OPINION MAY 03, 2021
DOL's cybersecurity tips were needed, but 401(k)s shouldn't ask much from participants

A system built around inaction shouldn’t expect people to become more involved with it, much less bear responsibility for keeping their accounts safe.

Helping a client work through indecision
NEWS OPINION APR 29, 2021
Helping a client work through indecision

A widow couldn't decide whether to move to a condo or to a retirement community, as her children were urging. She was just stuck.

The ‘adviser in your pocket’ experience: The future of client service
NEWS OPINION APR 28, 2021
The ‘adviser in your pocket’ experience: The future of client service

Clients want steady assurance from a seasoned adviser, but they want it integrated with the most vital tool they use to manage their lives — their phones.

To raise your valuation, simplify your business
NEWS OPINION APR 27, 2021
To raise your valuation, simplify your business

The more complicated you make your advisory firm, the less valuable it is. Complexity can also reduce the odds of arriving at a fruitful succession plan.

Tips for earning continuing education credits in a virtual environment
NEWS OPINION APR 27, 2021
Tips for earning continuing education credits in a virtual environment

It's not easy to keep up with the credits you need under normal circumstances, and the pandemic has made it even harder.

3 ways APIs are changing your wealthtech tools
NEWS OPINION APR 26, 2021
3 ways APIs are changing your wealthtech tools

Some of the biggest names in financial services are building the wealthtech equivalents of Uber right now, and they’re using APIs to do it.

The more personal post-Covid client-adviser conversations
NEWS OPINION APR 26, 2021
The more personal post-Covid client-adviser conversations

Advisers nearly universally agree that a return to office meetings is key, and that they must change

Walmart isn’t after your book of business
NEWS OPINION APR 19, 2021
Walmart isn’t after your book of business

The world's largest retailer announced plans to launch a digital advice platform for its 220 million weekly clients. It will likely target lower-income Americans with simple but necessary financial products.

Customer service: The most boring, and important, aspect of your firm
NEWS OPINION APR 19, 2021
Customer service: The most boring, and important, aspect of your firm

Clients who feel they’re being ignored or getting second-class treatment will get fed up and leave, especially if investment performance hasn’t been great or the firm has dropped the ball somewhere else.

Providing the building blocks of financial literacy training
NEWS OPINION APR 19, 2021
Providing the building blocks of financial literacy training

The pandemic has reminded us that too many Americans are being left behind economically, and the stats for financial education demonstrate that is happening in the classroom too.

How the end of Libor might affect your clients
NEWS OPINION APR 16, 2021
How the end of Libor might affect your clients

Now is a good time to tell clients to double-check all their loan documents and credit card statements to see if they have any Libor-linked debt.

How to help clients plan for health care costs in retirement
NEWS OPINION APR 15, 2021
How to help clients plan for health care costs in retirement

Advisers can utilize cutting-edge financial planning tools to help ease clients' concerns by showing them how they can save to cover medical expenses during retirement.

Election-reform debate poses risks for companies that weigh in on legislation
NEWS OPINION APR 14, 2021
Election-reform debate poses risks for companies that weigh in on legislation

Democracy is a systemic issue that's difficult to link to a particular company. But firms take hits by jumping into fights over specific bills.

Competing on customization: Fintech's future in retirement planning
NEWS OPINION APR 13, 2021
Competing on customization: Fintech's future in retirement planning

Social Security is forecast to run out of funds by 2035, company pensions (as well as full-time employment itself) are in decline, and millions are facing a squeeze on savings. People planning for their retirement are looking for fresh advice to help guarantee long-term financial security.

Should you raise your fees?
NEWS OPINION APR 12, 2021
Should you raise your fees?

If you are a competent, caring, hands-on financial adviser, you should charge a market rate for your services.

The BLX Internship Program
NEWS OPINION APR 12, 2021
The BLX Internship Program

The BLatinX Internship Program's goal is to provide 100 aspiring Black and Latinx financial planners the chance to obtain a paid internship.

Addressing the financial literacy crisis facing women in America
NEWS OPINION APR 12, 2021
Addressing the financial literacy crisis facing women in America

Society must integrate financial awareness into education, as men, and particularly women, need to improve their financial knowledge.

Coping with a difficult year: How your expert advice can change a life
NEWS OPINION APR 12, 2021
Coping with a difficult year: How your expert advice can change a life

Foundation for Financial Planning helps bring free financial advice and planning to people across the country who can’t afford a financial adviser.